What new scams need to be vigilant?

It's very popular to impersonate JD recently. COM customer service "for credit fraud. Even though the local public security organs and the National Anti-Fraud Center keep issuing early warning tips, many people are still cheated.

I received a call claiming to be JD.COM customer service, and the call was a mobile phone number (I never answered strange numbers at ordinary times, but I rented a house in those days, which was similar to that of many real estate agents, so I got through), and the following series of operations were exactly the same as in the text. Fortunately, I saw through each other's tricks and avoided being cheated.

Remind friends: 99% of calls claiming to be customer service are fraudulent calls. Hang up. This kind of phone will call your mobile phone frequently. Do not believe! !

Manipulation analysis

Criminals use overseas numbers beginning with "+"and "00" and fixed telephones or mobile phones such as "area code+landline number" to impersonate customer service in JD.COM, accurately report the personal information of the victim to defraud the trust, saying that JD will not be cancelled. COM "white bars" will affect the credit investigation and further create panic pressure.

The importance of credit investigation is self-evident. If the victims have no time to think, they will walk into the trap step by step according to their own ideas. The suspect will use the number change software to dial the suspect's number in the form of fixed line, which increases the confusion and makes the victim believe it.

Subsequently, the scammer induced the victim to open the screen function by asking the victim to download the video conference app, and then asked the victim to withdraw all the credit lines in the loan app and transfer them to the designated bank account until the victim realized that he was cheated.

A suspect who obtains the personal information of the victim in advance can often accurately report the victim's name, age, mobile phone number, bank card number and other accurate information to convince the victim.

The police reminded:

The customer service phone at the beginning of JD.COM 400 will not take the initiative to make outbound calls, and the outbound customer service number is a fixed cornet. If you receive a call claiming to be customer service in JD.COM and encounter the above fraudulent means, you must not trust the transfer; If you have any questions about the contents of the telephone, please call the official customer service number of JD.COM or the national anti-fraud hotline 96 1 10 to verify the situation.

If the other party asks to add a private social account or use various video conferencing software to assist video sharing, it must be decisively rejected! Once the "* * * enjoy screen" function in the video conference system is turned on, the other party can see all your operations and the contents of the mobile phone page in real time.

Personal credit information is managed by China People's Bank, and no one has the right to delete or modify it. No matter what happens, never transfer money to strangers! If you are unfortunately cheated, save the relevant materials and call the police immediately.

What new types of fraud do we need to guard against?

Routine 1: Pretending to be a public security law

In August 2022, criminals pretended to be policemen of the Public Security Bureau, and asked Chen to transfer money on the grounds that the bank card under Chen's name was suspected of fraud and needed to pay a deposit. Chen has transferred money three times and lost more than 300,000 yuan.

Tips:

Public security law and embassy staff will not handle cases through social tools such as telephone, QQ and WeChat, and will not ask for transfer. Please be vigilant and don't believe it. In this case, call the police for help.

Routine 2: False investment and financial fraud

Mother Zhu takes care of her son studying in Australia. In August 2022, she made an online stock investment through an APP. Later, I found that I couldn't withdraw cash, only to know that I was cheated and lost tens of thousands of yuan.

Tips:

Don't trust high-return investment projects after leaving the country, and protect your property safety.

Routine 3: Tax Refund Fraud

Xiao Li likes to buy some duty-free big-name goods. Recently, Xiao Li received an email from a foreign "tax agency", saying that small shopping can get a high tax rebate if it reaches a certain amount. Xiao Li was not familiar with the tax refund process, so she clicked on the link in the email and filled in her own information, including the credit card number, so that the account was stolen.

Tips:

Attention, students who love online shopping, it is fraud to receive an email or information telling you that you can get a certain amount of funds from a website and get a high tax refund. Never click unfamiliar links and fill in personal information!

Routine 4: False service fraud

Sun Xiao and his friends posted rental information in QQ group. Later, someone in the group took the initiative to contact Sun Xiao and said that there was a room to share. Sun Xiao transferred the rent of 15000 yuan to the other party through Alipay, and later found out that this person cheated many people in the group in the same way.

Tips:

Don't casually add strangers' WeChat, QQ and other chat tools to conduct private equity fund transactions. When you must trade online, please choose a formal platform and website.

Fraud prevention skills:

Download the official APP of "National Anti-Fraud Center" and keep the login status, otherwise there is no way to play a preventive role.

Fraudulent phone calls will reveal all your personal information, including not only your ID number, university attendance and other information, which is really evil. Whatever the other person says, don't believe it. You can contact the official customer service yourself, such as JD.COM Taobao Alipay …

What "video conference" software the other party asked you to download is a naked scam. Be sure to hang up and blacken. Don't talk nonsense with each other. If you are angry, you can scold each other and hang up.

This kind of fraud is not to cheat your account balance, but a credit line, such as the flower garden line in Alipay.

Refuse to disclose personal information, identity information, bank account number, verification code and all kinds of passwords should be carefully kept and never revealed.

No friends, no videos, if the other party asks to add a private social account or enjoy the screen with various video conferencing software, you must refuse decisively!

Never transfer money or borrow money. If the other party asks to transfer money or borrow money, ignore it!