How to obtain the QR code from eShangzhumengdai?

ICBC e-commerce dream loan application conditions

ICBC e-commerce dream loan application conditions: 1. The borrower has a good credit report and holds a valid personal identity certificate; 2. Stable and legitimate source of economic income and the ability to repay the loan on time; 3. The loan targets are mainly small and micro business owners, etc. However, ICBC e-Business Assistance Dream Loan adopts an invitation system, and only invited customers can apply.

When applying for eShangzhumeng Loan, different users receive different credit limits. The maximum limit is 300,000 yuan, and the loan period is up to 3 years.

After applying for an ICBC e-Business Assistance Dream Loan loan, you must repay it on time, and you must not be overdue, because there will be penalty interest after overdue, and the longer the time, the more the penalty interest will be. Moreover, the bank will collect the money after the overdue return, and will directly call the phone when collecting the money. Such collection may have an impact on normal life.

ICBC’s full name is Industrial and Commercial Bank of China Co., Ltd., which was established on January 1, 1984. The scope includes providing letter of credit services and guarantees; agency sales business; agency issuance, agency underwriting, and agency redemption of government bonds, etc. What are the application conditions for ICBC e-Business Assistance Loan

1. Loan applicants must maintain good personal credit, and there must be no bad credit record on the credit report.

2. The applicant must have a stable and legal source of economic income and a good store operation.

3. Have stable income and financial resources, and have the ability to repay the principal and interest of the loan on time.

4. Users who receive an invitation to apply for e-commerce dream loan from ICBC cannot apply if they are not invited. Can individual industrial and commercial households use ICBC e-Business Assistance Meng Loan?

eShangzhumengdai (United Loan) is a cooperation between ICBC and Xinwang Bank to provide purely online personal credit loans to small and micro merchant owners across the country. The maximum limit is 500,000, and the maximum term of a single loan is 1 year, real-time loan disbursement. You can log in to the ICBC e-Life App or the "e-Life PLUS" applet and select the "e-Business Dream Loan" function on the first line of the homepage navigation bar. Please refer to the page prompts for details.

Warm reminder: For details, please call the Xinwang Bank customer service hotline: 4008600999.

(Answer time: March 26, 2021. In case of business changes, please refer to the actual situation.) Code merchant e-loan application conditions

The code merchant e-loan application conditions are as follows:

eShangzhumengdai adopts a whitelist invitation system, so merchants can apply for loans through mobile banking as long as they are on the whitelist of the Industrial and Commercial Bank of China.

The maximum amount of Zhumeng Loan is 5 million yuan, the loan term is up to 3 years, and the loan threshold is low, without guarantees and mortgages.

The Industrial and Commercial Bank of China launched e-Business Assistance Dream Loan to address the pain points of difficult and expensive financing for small, medium and micro merchants, with the purpose of supporting the development of small, medium and micro merchants.