How long will the address book explode?

Generally, if you are overdue for about one month, you will report to the address book and call people around you, and your reputation will become very poor.

There is no fixed time, but it is certain that the address book will not explode a few days before the deadline, but you will receive a text message or a dunning call. If you still don't pay back the money after repeated dunning, or even refuse to answer the dunning call, you may contact the lender's relatives and friends. If it can't be repaid, the lender can explain the situation with a trip to withdraw money and reduce the repayment pressure by installment.

If you leave the group after the deadline, you will be charged a daily overdue fee. I suggest you repay it in time. If it is overdue for a short time, it may affect the re-borrowing after the successful repayment. You can also try to borrow again after the repayment is successful. Whether the loan is successful is subject to systematic review. However, if you are overdue for a long time or many times, your personal credit information may be affected. At present, deferred repayment is not supported after overdue. I suggest that you pay back in time after the deadline.

Fundraising tour belongs to a credit product of Tongcheng, which is mainly aimed at personal consumption online loan products. If you don't pay back the money within the time limit, when to explode the address book depends mainly on your cooperation. When it is overdue for one or two days at first, the online lending platform will call to remind you to pay back the money quickly. If you don't get your response, you will receive two or three phone calls or text messages every day, and the contents of the dunning on them are also varied and different. In short, I want you to pay back the money quickly.

If the money withdrawal tour is overdue for one day, and then apply for a loan, you can borrow again after passing the system audit. If the loan applicant has never been overdue in the previous fundraising trip and has been using it normally, the repayment ability is strong and the comprehensive score is not low. It's only one day overdue, which has little effect on reapplying for a loan. However, fund-raising tourism cannot delay repayment, and if it is overdue for one day, it will be credited and charged with overdue penalty interest. Be sure to repay it as soon as possible.

If the borrower's credit information becomes worse when applying for a loan, or there are many overdue times before, it will be difficult to apply for a loan if it is overdue for one day again.

"How long will it take for the loan to come down after the face-to-face signing? A: There is no fixed time for lending around 15 days, which varies from 15 days to 2 months or 3 months, depending on whether the lending bank has a quota. The time of lending is related to whether the bank's credit line is tight, but generally, as long as the borrower has complete procedures and a good credit record, the loan can be released within 15 working days at the earliest and within 2-3 months at the latest. "