How to turn off credit card flash payment?

How to turn off the flash payment function

Turn off flash payment function. If you don't want to use a credit card, you can turn off flash payment and only turn off the small secret visa-free service. However, it should be noted that credit card flash payment cannot be turned off by itself. You can call the issuing bank and ask the customer service staff of the bank to close it, or take the original ID card and credit card and go directly to the counter of the branch.

Credit card flash payment means using a credit card with flash payment function to make flash payment, and the words QuickPass are generally on the front of this credit card. You don't need to open it yourself to use credit card flash payment. This function comes with the credit card. If your credit card is a flash payment card, you can complete the payment on the POS machine that supports UnionPay "flash payment" and put the card near the POS machine. When the single consumption amount does not exceed 1000 yuan, you don't need to enter a password and signature, which is what we call small confidential visa exemption.

Technically, there is no need to worry. We should know that the "flash payment" secret-free visa-free service came into being with IC card technology, and its technical security has been widely recognized through a lot of practice, so banks will open this function by default. In addition, from the payment limit of small flash payment, it can be seen that in the past, the single payment did not exceed the confidentiality exemption in 300 yuan, but now it does not exceed 1 1,000 yuan. Banks naturally have the courage to do so. Even if the credit card is stolen, I am not afraid. Many banks have set up special compensation for credit card flash payment and provided 72-hour card loss protection service.

How to turn off credit card flash payment? Once closed, you may want to do this. ..

I don't know if you have noticed, but it's the same as swiping a card with a credit card. People just need to take out their credit cards and click on the POS machine to complete the payment, and you need to insert the card to sign before you can pay. This is actually a flash payment distance between your credit card and someone else's card. So, what is credit card flash payment? Can I turn it off when it's on? Let's take a look together.

What is credit card flash payment?

Credit card flash payment means using a credit card with flash payment function to make flash payment, and the words QuickPass are generally on the front of this credit card.

You don't need to open it yourself to use credit card flash payment. This function comes with the credit card. If your credit card is a flash payment card, on the POS machine that supports UnionPay "flash payment", you can complete the payment by putting the card close to the POS machine. When the single consumption amount does not exceed 1000 yuan, you don't need to enter a password and signature, which is what we call small confidential visa exemption.

However, many card friends feel unsafe and afraid of being stolen when they see the flash payment of credit cards without entering passwords and signatures. This is because people don't know enough about the security of credit card flash payment.

Is credit card flash payment safe?

Technically, there is no need to worry. We should know that the "flash payment" secret-free visa-free service came into being with IC card technology, and its technical security has been widely recognized through a lot of practice, so banks will open this function by default.

In addition, from the payment limit of small flash payment, it can be seen that in the past, the single payment did not exceed the confidentiality exemption in 300 yuan, but now it does not exceed 1 1,000 yuan. Banks naturally have the courage to do so. Even if the credit card is stolen, I am not afraid. Many banks have set up special compensation for credit card flash payment and provided 72-hour card loss protection service.

Can credit card flash payment be turned off?

If you don't want to pay by credit card, you can turn it off, but only turn off the visa-free service for small secrets.

However, it should be noted that credit card flash payment cannot be turned off by itself. You can call the issuing bank and ask the customer service staff of the bank to close it, or take the original ID card and credit card and go directly to the counter of the branch.

Summary: Credit card flash payment can be closed, but it is mainly a small secret visa-free service. Once the credit card flash payment function is turned off, even if your credit card is a flash payment card, you still need to pay by credit card, no matter how much it costs.

How to close the flash payment of Bank of Communications

Question 1: How to turn off fast flash payment with debit card? Do you accept it at UnionPay or at the bank? Need to distinguish between offline and online. If it is offline, it is an electronic cash account, and there is no need to verify the password itself, so there is no cancellation problem; For online transactions, you need to verify the password under normal circumstances by taking the background debit card account. However, if the bank card itself has no password or you swipe your card at a small confidential visa-free merchant, you don't need to verify the password. How to close the small secret visa-free business, each bank is different, you need to contact the issuing bank for consultation and confirmation.

Question 2: How can I activate this function when the word "Flash Payment" appears on the Bank of Communications card? Flash payment belongs to electronic wallet. When issuing a card, it is usually opened by default, but if you don't go to the bank or operate an ATM with deposit function, you can directly call the balance in the bank card. If you want to transfer the money from your bank card, you have to go to the bank counter, or you can operate it yourself on an ATM with deposit function.

Question 3: How to turn off the flash payment of credit card 1 and automatically cancel it when logging in to online banking to fill in the information?

2. Call the credit card center to cancel.

3. Fill in the information at the bank credit card counter and cancel it.

Question 4: How to close the credit card flash payment, log in to the online banking to fill in the information to cancel, or call the credit card center to cancel, or fill in the information at the bank credit card counter to cancel, one of these three methods can be cancelled.

Question 5: How to cancel the bank card flash payment can call the bank's manual service phone;

Explain to customer service staff the necessity of canceling flash payment of bank cards;

I need to provide my ID number and bank. If confirmed, the information can be cancelled.

If not, go to the bank counter; The steps are as follows:

Bring your valid ID card to the bank business hall to draw lots and queue up;

Explain the situation to the salesman and cancel the flash payment of bank card;

Fill in the form and sign for confirmation;

Question 6: Can the flash payment function on the bank card close the chip card with flash payment function? This function will be turned on automatically. If citizens are worried about the safety of funds, they can call the issuing bank to cancel this service.

Question 7: The latest information about how to turn off flash payment of bank cards. Just go to the bank and close it. If you need to go to the bank counter, my friend's IC flash payment function in China Bank has been closed.

Question 8: Can bank card flash payment be closed? No problem.

Flash payment function is off.

You need to bring your ID card to the bank counter for cancellation.

Question 9: Can China UnionPay Express of Bank of Communications be cancelled? Thank you. That's what I was thinking, too.

Teach you to turn off "flash payment"

Teach you to turn off "flash payment"

The following are the methods for five major banks to turn off the small secret-free function, please spread it! All methods come from the official bank WeChat and online banking self-inquiry.

Bank of Communications

1. Enter "My-Settings-Transaction Security Settings" in mobile banking, and then click "Small Secret Exemption Settings-Flash Pay Small Secret Exemption" to turn off the small secret exemption function.

2. Contact the national unified customer service hotline 95559 to close.

Bank of China

1. Credit card: By default, the small-amount secret-free visa-free function is enabled. You can call the customer service hotline 4006695566, and select 0 key to turn to manual service to apply for closing the small secret visa-free service.

2. Debit card: By default, all cards are enabled for small confidential transactions, and customers who do not accept this service can close it through the counter channel.

agricultural bank

1. Turn off this function at the exit counter;

2. Log in to Pocket Bank, click "My → Security Center → Debit Card Security Lock", select an account, and then click "Small Secret Exemption Management" to turn off this function;

3. Log in to personal online banking, click "Settings → Account Limit → Small Secret Management", select an account and turn off this function;

4. Call customer service 95599 to turn off the debit card function.

(All consumer businesses need to enter a password)

China construction bank

■ If you have already started mobile banking, you can turn off the small secret-free function of your bank card as follows.

1. Turn off the secret-free and visa-free function of IC card debit card:

(1) Mobile banking customers can close it through the menu "Home-Account (formerly' Wealth')-Details-More-Small Privacy Settings-Cancel Settings". Note: If the Account menu is not displayed on the home page, please click the custom quick link area to enter the selection.

(2) NetShield customers can close it through the personal online banking menu "My Account-Account Management-Transaction Settings-Small Secret Exemption Settings".

2. Turn off the function of "Small Consumption Exemption" or "UnionPay Flash Payment Exemption Exemption" of the credit card:

(1) Log in to mobile banking, and close it according to the prompt through the menu of "Credit Card-Payment Management".

(2) Log in to personal online banking, and close it according to the prompts through the menu of "Credit Card-Card Manager-Payment Management-Privacy-Free Settings".

■ If not, please bring your ID card, bank card and mobile phone to open mobile banking on our STM or close this function.

Industrial and Commercial Bank of China

1. Please log in to the "Finance" function of ICBC e Life, select the credit card you want to handle in the page, and click the setting of "Settings-Consumption Settings-Confidentiality Exemption for Non-payment by UnionPay";

2. Please log in to online banking, and click on the function setting of "All-Credit Card-My Credit Card-More-UnionPay card flash payment online small quick payment".

How to close ABC's credit card flash payment

For personal consumption, credit cards generally enable small confidential payment by default. Some friends who hold ABC credit cards want to turn off the flash payment function of the cards. Next, I will introduce how to close the flash payment of ABC credit card.

1. Take your ID card and credit card to turn off the flash payment function and go to the Agricultural Bank's business outlets to turn off the function;

2. Directly call the credit card customer service hotline of Agricultural Bank of China at 400-669-5599 and turn to manual customer service to apply for closing the credit card flash payment function;

3. Download and log in to the ABC Mobile Banking APP, click My-Security Center-Security Lock, select an account, and then click Small Secret Management to turn off the flash payment function;

4. Log in to online banking of Agricultural Bank of China, click Settings-Account Limit-Little Secret-Secret-Free Management, select an account, and turn off this function.

The above is the introduction of how to close the credit card flash payment of Agricultural Bank of China, hoping to help everyone.

That's all about how to turn off credit card flash payment.