How do banks in Singapore charge for withdrawing cash with domestic UnionPay debit cards?

If the savings card of China Merchants Bank withdraws money overseas, the tips are as follows:

1. All-in-one card can withdraw money from overseas ATMs through the "UnionPay" channel. Open the overseas withdrawal function, you can withdraw money from overseas ATMs, and take out local currency; How to open the overseas withdrawal /pos consumption function of UnionPay: log in to the professional edition and click the horizontal menu "All-in-one card → account management → limit management -ATM and pos limit"; Bring your card to the counter of the outlet to apply, swipe your card to check the secret, and you can do it on your behalf without showing your certificate; You need to apply through the visual counter and check the secret by swiping your card.

2. Overseas (including Hong Kong, Macao and Taiwan) ATM withdrawal limit for one card: the daily cumulative withdrawal of a single card is less than or equal to RMB 10000 yuan; From 20 1 8,65438+10,1day, the accumulated withdrawal amount of all bank cards in China (debit cards, credit cards and supplementary cards of all banks use this amount) is equivalent to RMB 654.38+million.

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1. For international debit card withdrawal overseas, the limits of international organizations and UnionPay are calculated respectively (that is, UnionPay and international organizations can get the equivalent of RMB 10000 yuan for the same bank card overseas on the same day), but the withdrawal limit will be included in the annual total of RMB 10000 yuan.

Two. If it exceeds the annual quota, the overseas cash withdrawal function of domestic bank cards will be suspended this year and next year.

3. Handling fee for overseas withdrawal of one card: UnionPay ATM withdrawal: 5‰ of the withdrawal amount, with a minimum of 10 yuan per transaction.

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1. Withdraw the local currency.

Two. Overseas withdrawals, regardless of account level, are normal handling fees, and there is no discount.

Three. Local acceptance agencies may charge extra fees. You can check the charging instructions posted next to the withdrawal equipment, or the equipment will prompt you about the possible costs of completing this transaction when withdrawing money.

4. Provisions on exchange rate conversion of debit card overseas withdrawal/consumption: Take the UnionPay route: convert it into RMB for settlement according to the exchange rate stipulated by UnionPay on the same day (settlement currency: RMB); Please contact UnionPay for exchange rate.

5. Our UnionPay savings card is generally recommended to be swiped overseas, because there is no need to pay a handling fee for spending UnionPay savings cards in overseas POS (customers in consumption abroad are not only limited by their own limits, but also by the types of merchants who spend). Thank you for your concern and support!

(Response time: June 5438+1October 3, 2020. Please refer to the latest business changes announced by China Merchants Bank in official website. )