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How to collect debts legally and reasonably?
Communicate directly with the debtor. Try to communicate directly with debtors, understand their situation and reasons, and see if we can negotiate a repayment plan. In this process, keep calm and friendly, and don't make personal attacks and threats. Send a reminder letter. If the direct communication fails, you can send a reminder letter to the debtor by email, text message, letter, etc., explicitly asking him to repay the debt within a certain period of time. The letter should explain the amount, time, interest rate and other detailed information, explain the legal consequences, and let the debtor realize the seriousness of the dunning. Seek legal assistance. If the debtor refuses to repay or has been procrastinating, he can consider seeking legal aid and suing the debtor in court. Legal procedures may take some time and money, but they can be protected by law to safeguard their rights and interests. Take legal enforcement measures. If the court decides the debtor to repay the debt, but the debtor still refuses to perform the legal judgment, some compulsory measures can be taken, such as sealing up bank accounts, real estate, vehicles, etc. And even realize the debtor's property through compulsory auction, so as to enforce the legal judgment. No matter what measures are taken, we should always remain calm and deal with problems rationally, do not use violence or excessively threaten debtors, and at the same time abide by relevant laws and regulations to ensure our legitimate rights and interests.
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