How many days does PICC usually take to process the claim?

People's Insurance Company of China (PICC) submitted the data of auto insurance claims within a week or so.

Expansive material

1.Materials needed for PICC auto insurance claim: claim application, accident confirmation form, loss list, repair list, repair invoice, copy of the insured's ID card, copy of driving license, copy of insurance policy, copy of driving license (medical certificate is required for photos above Grade B), and copy of the insured's bank card (the copy indicates the card number, bank and bank).

Second, the auto insurance claims process: different insurance companies will have different claims processes, but the basic steps of claims are still the same. The basic process includes: reporting the case, surveying and determining the damage, signing the documents for reviewing claims, adjusting and reviewing, approving and closing the case.

Third, report the case quickly: the auto insurance clause usually stipulates that the accident should be reported to the insurance company within 48 hours, otherwise the insurance company has the right to refuse compensation. If someone else is entrusted to report the case, the informant shall also carry his ID card and the power of attorney issued by the insured.

Four, damage repair:

65438+ The damaged vehicle can only be repaired after the damage is determined; Compensation for personal or property damage to a third party must also be recognized by the insurance company, and the relevant evidence and amount can be used to settle the claim; When a vehicle is stolen or robbed, it should first report it to the public security organ and notify the police station or criminal police team in the dangerous place within 24 hours; Then report it to the insurance company. If the vehicle is stolen or robbed, you should bring your personal data to the insurance company within 48 hours to fill out the Notice of Motor Vehicle Insurance and complete the registration procedures.

2. If the vehicle cannot be recovered within three months, you can bring the following documents: the stolen certificate issued by the public security organ, the original insurance policy, the driving license of the insured vehicle, the driver's driving license, the original ID card of the insured, the original ID card of the informant and the vehicle key to the insurance company for claim settlement.

5. Is there a time limit for auto insurance claims?

There is a time limit for auto insurance claims. According to Article 23 of the Insurance Law: "After receiving the request for compensation or payment of insurance benefits from the insured or beneficiary, the insurer shall verify it in time; If the situation is complicated, it shall be approved within 30 days, unless otherwise agreed in the contract. In addition, the insurer shall notify the insured or beneficiary of the verification result; For the insured, the obligation to compensate or pay insurance money shall be fulfilled within ten days after reaching an agreement with the insured or beneficiary.