Is it true that you sent a text message saying that you are suspected of malicious breach of contract and should be investigated for breach of contract?

Again, it's true to send a text message saying that anyone suspected of malicious breach of contract will be held liable for breach of contract. According to the public information inquired, it depends on the overdue amount. If it's small, it can't be managed. Just reminding me to pay it back, and I can pay it back later. If the amount is large, the responsibility will be investigated.