How to cancel the automatic renewal of Ping An E life insurance?

First, how to cancel the automatic renewal of Ping An E life insurance

Ping An E Life calls Ping An Customer Service at 955 1 1, and then submits the surrender materials to the office to surrender. Or contact the salesman when buying insurance for surrender. Requirements:

When handling surrender, the following documents shall be provided: 1. Application form of the insured. If the insured requests to surrender, it shall provide the written consent of the insured; 2. Effective insurance contract and the last page.

Second, the limitations of Ping An E life insurance:

1. Coverage is small. Anti-cancer medical insurance only reimburses hospitalization expenses caused by cancer. Although cancer is a high cost in major diseases, we may be hospitalized for cardiovascular diseases, hypertension, fractures and other diseases, and the cost is not small.

2. The rate is 3 times higher than that of similar cancer prevention insurance. For example, when a 58-year-old woman is insured, the annual premium is 1 149/ year, while the insurance premium of the same type of liability cannot guarantee the life-long renewal of cancer insurance, which is 470/ year, while the premium of comprehensive medical insurance of the same age is only 1 169/ year.

Third, what is the process of updating?

Ping An E life insurance has three renewal methods:

1. Sign a new insurance contract;

2. Conclude "certificate renewal" according to the original conditions;

3 to renew the premium "renewal receipt" as a renewal certificate, all cases according to the original policy.

For example, Article 24 of the applicable provisions of Ping An one-year comprehensive accident insurance stipulates that after the establishment of this insurance contract, the applicant may notify the insurer in writing to terminate the contract, except that the insurer has paid the insurance benefits according to this insurance contract. The applicant shall provide the following supporting documents and materials when dissolving this insurance contract:

(1) An application for termination of the insurance contract;

(2) The original insurance policy;

(3) Insurance premium delivery certificate;

(4) the identity certificate of the applicant.

The applicant requests to terminate this insurance contract, and the validity of this insurance contract shall be terminated when the insurer receives the application for termination of the insurance contract. The insurer shall refund the unexpired net insurance premium of the insurance policy within 30 days from the date of receiving the above-mentioned supporting documents and materials.

Unless the customer applies for surrender before the expiration of the policy contract, the contract will be renewed automatically by default. "There is no need to sign an agreement for automatic renewal. If the customer fails to apply for surrender in advance, the automatic renewal period is 60 days. " In other words, if the insured does not apply for surrender, as long as there is money in the bank card bound by the policy within 60 days after the expiration of the policy, the insurance company is eligible to deduct the corresponding insurance amount.

At present, the renewal process implemented by most insurance companies is that if the insured fails to go through the termination procedures, the insurance company will regard it as willing to renew the insurance until the customer submits a written application.

For example, the waiting period of Ping An E life insurance long-term medical insurance is 90 days, and there are no value-added services such as advance payment.

In fact, if you want to cancel the renewal of Ping An E life insurance products, the steps are not difficult.

Specific common methods are as follows:

1. Telephone consultation

The insured can call Ping An Insurance Hotline to consult customer service, and apply to cancel the automatic renewal service according to the prompt.

2. Official website

Enter official website, enter "My Policy", enter the corresponding policy, click the automatic renewal page, click "No", and follow the system prompts.

Whether an insurance is suitable for you depends on your own situation. The ultimate goal of insurance is to hope to benefit. Choosing the one that suits you is the best insurance, and it is also responsible for yourself.