What is everyone's credit?

Renren Loan is a third-party private credit evaluation and credit management institution, which gives credit ratings to lenders who need to borrow money. Renren Credit belongs to Sunshine Insurance Group. The difference between renren loan and official credit reporting agencies is that renren loan is mainly aimed at private lending and online lending, while official credit reporting agencies are mainly aimed at bank loans and credit card loans, as well as lending institutions that cooperate with official agreements.

Will everyone collect credit at the credit meeting?

Renren Loan is just a third-party private credit evaluation agency, which is no different from other private credit rating and credit management agencies in the market. It only evaluates personal credit information, so everyone's credit will not go to the credit information system. Everyone's credit is not a dunning platform, and there is no obligation and power to dunning. Users receive the dunning information of Renren loan, but the lending platform uses Renren loan to put pressure on customers and urge borrowers to repay as soon as possible. However, if the borrower fails to repay the loan on time, it will still affect the borrower's credit record and will still report it to the credit information system.