How to use domestic online banking to transfer money abroad

Scheme 1: Use online banking of Agricultural Bank of China.

When opening an account at ABC, tell the staff to open a pocket bank (mobile banking).

He will give something similar to the above, called K Bao.

With this K-treasure, you can use the Agricultural Bank APP on your mobile phone to transfer money without SMS verification code.

I tried it myself, and I really don't need a verification code.

Advantages: The quota of ABC is very high, with a single transaction 1 10,000, and 5 million yuan per day, which is enough. Other banks can only transfer 50,000 (BOC) to 200,000 (CMB) every day.

Disadvantages: When installing ABC APP on your mobile phone for the first time, you need SMS verification.

After the APP is uninstalled or the phone is changed, you still need SMS verification code to reinstall the APP.

Option 2, register a domestic mobile phone number and open the international roaming function.

Bind the bank account to this new number.

International roaming is free, of course, it is expensive to answer the phone and send text messages.

But the message receiving function we need most is free!

Advantages: Applicable to any bank (just bind this number when opening online banking).

Disadvantages: there is a monthly fee, generally 16 yuan/month.

My suggestion: use both schemes, apply for a domestic mobile phone number, use it to apply for an agricultural bank account, and open a pocket banking business.

In this way, you can be sure that there is nothing wrong. The monthly mobile phone fee of 16 yuan is much cheaper than going back to China once.