Is the student loan of China Development Bank automatically deducted?

Before the repayment date, the funds to be repaid need to be recharged to the borrower's Alipay account, and the Alipay system will deduct the corresponding funds from the borrower's Alipay account on the deduction date and transfer them to the China Development Bank.

2 1 day of each month is the Alipay deduction date. Please check the balance of Alipay account on 22nd. If no deduction is made, the repayment will be unsuccessful. If the funds have been deducted, please log in to the loan system on the following month 1 day to confirm whether the repayment is successful.

Extended data 1, normal repayment

The so-called normal repayment means that the borrowing students repay the loan principal and interest in full and on time according to the loan contract.

2. Advance payment

The so-called prepayment means that the borrower settles the loan principal and interest in one lump sum before the loan contract expires. Therefore, students who don't want to repay the interest on student loans can choose to pay off the loan principal before graduation.

After165438+1October 20th every year, log in to the student loan system of China Development Bank to check the principal and interest to be repaid this year, and deposit the money into the corresponding loan account before 65438+February 20th, and the bank will automatically deduct the money on 65438+February 20th. If Alipay is used for repayment, Alipay will send a repayment notice to the borrowing students by SMS and email five days before the repayment date. If the mobile phone number and email address are changed, please log in to the student loan system of China Development Bank in time to make changes.

1 to 10 can apply for prepayment every month, and all outstanding debts of a contract must be paid off in one lump sum.

Borrowing students must apply for new student loans in the student system of China Development Bank or apply to the teachers of the local county financial aid center before 10 every month, and deposit the full amount of funds into the corresponding repayment account before 15 that month.

Deduction will be made on the 20th of each month. If Alipay is used for repayment, Alipay will deduct the corresponding amount from the student's personal Alipay account on the day of prepayment deduction, and feed back the loan students by SMS, email, etc. Students can log on to the online system to check the results of prepayment. If the current advance payment fails, the next advance payment needs to be resubmitted within the specified time.

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