What are the tips for credit card downgrade?

1, unable to apply for temporary credit line: the bank will give you a temporary credit line to a certain extent if the credit card is used well. However, if you can't apply for a temporary quota for half a year or even longer, it is probably because the credit card is controlled by the wind and may even be reduced.

2. Unable to apply for installment: Under normal circumstances, credit cards can be installment. If the cardholder can't installment, it means that there is something wrong with the credit card, then the bank may reduce the cardholder's amount at this time.

3. SMS reminder: The cardholder receives the SMS risk warning, indicating that the bank has carried out risk control on the credit card. Once you receive the text message, it is best not to use the credit card illegally for half a year, otherwise it will easily lead to credit card degradation.