What company can get a good loan?

What platforms are there for corporate loans?

Corporate loan platforms include Mo Long, Weizhong Bank and China Construction Bank. Mo Long is recommended. The company's unsecured loan is the fastest 1 day, and the apartment store can apply for a loan within 2 hours at the earliest.

Advantages of corporate loans:

1, the cost is low, and bank loans belong to a category with relatively low cost, not only the interest rate is low, but also the agency fee or handling fee is much lower. The most important thing is that it is safe and reliable, and it is basically not routine. Moreover, it is possible to obtain certain loan interest rate concessions when applying for corporate loans in banks.

2, the amount is high, there is usually no upper limit for applying for corporate loans in banks, and how many loans enterprises can get mainly depends on their strength. Therefore, as long as enterprises meet the loan conditions of banks, almost all the enterprise loan quotas they want to apply for can be met.

Enterprise loan platforms include the following:

1, Ping An Pratt & Whitney: The loan platform of China Ping An Collection is rich in loan products, mainly providing mortgage loans and credit loans, with a maximum loan of 300,000 yuan.

2. CreditEase Huimin: CreditEase's loan platform provides mortgage and credit loan services, and individuals can borrow up to 200,000 yuan.

3. Paipai Loan: Paipai Loan is a listed company that provides various loan services such as micro-loans and credit loans. The initial loan amount is 500,000-30,000 yuan, and then the maximum loan amount is 200,000 yuan.

4. Jiufu: Jiufu is an integrated service platform for Internet finance. It owns a variety of loan products such as Jiufu Wanka, Jiufu Chaoneng, Jiufu Chaoneng and Jiufu Dingdang. The maximum loan amount can reach hundreds of thousands.

What are the regular loan companies?

Formal credit companies are:

1. Renren Loan Platform belongs to Renren Loan Business Consulting Co., Ltd. ..

2. Instant Consumer Finance Platform belongs to Instant Consumer Finance Co., Ltd. ..

3. Gitzo loan platform belongs to Gitzo Group.

4. Jiufu Pratt & Whitney Loan Platform belongs to Jiufu Mutual Gold Holding Group Co., Ltd. ..

5. Ping An Pratt & Whitney Loan Platform belongs to China Ping An Insurance Co., Ltd. ..

6. CreditEase loan platform belongs to CreditEase Company.

7. Baiqian Financial Loan Platform belongs to Shenzhen Baiqian Financial Services Co., Ltd. ..

Simply count the top ten bank credit loans, which financial loan companies are there in China?

Simply count the top ten bank credit loans, which financial loan companies are there in China?

1, Consumer Credit Company

Characteristics of the company: It was established with the approval of China Banking Regulatory Commission, and it does not absorb public deposits, with most registered capital above 1 100 million yuan. The IOU shows that the maximum credit line does not exceed 200,000, the loan business process does not belong to housing loans and car loans, and the loan assets are only used for daily transactions such as household appliances and furniture, wedding, holiday travel, culture, education and medical care. Symbolic companies include: BOC Consumer Finance, Zhaolian Consumer Finance, China Post Consumer Finance, Instant Finance and Ping An Consumer Finance.

2. Ordinary banks

Characteristics of financial institutions: specialized in loan business, able to absorb public deposits and provide various financial loan management. Loans show that for different types of loans, the maximum credit line of loans can reach tens of millions, and the longest loan period can reach 30 years. There are several mortgage guarantee methods for loans, such as credit, pledge and financial industry.

China's banking industry includes: Industrial and Commercial Bank, Agricultural Bank, China Construction Bank, Bank of China, Shanghai Pudong Development Bank, China Merchants Bank, China CITIC Bank, Industrial Bank, Minsheng Bank, China Everbright Bank and China Guangfa Bank.

3. Company

Company characteristics: audited and controlled by regional financial supervision departments, not absorbing public deposits, operating loan business processes, etc. The loan shows that it can not only provide trading loans for ordinary people, but also provide business loans for small and medium-sized enterprises and self-employed, with a maximum credit line of several million. The iconic companies are: Zhejiang Ideal Company, Chongqing Dumanman Company and Ant Company.

4. Financial leasing companies

Company characteristics: approved by the regional financial supervision department, it does not absorb public deposits and operates financial loans. Loan display: basically related to auto financing leasing business, including new car loan, used car loan and used car leaseback. Compared with financial institutions, the procedure is simpler and the next payment is faster. Symbolic companies include: China Enterprise Huitong International Financial Leasing (Tianjin) Co., Ltd. and Shanghai Yixin Financial Leasing Co., Ltd.

5. Auto Finance Company

Company Features: A non-bank financial enterprise approved by China Banking and Insurance Regulatory Commission, which provides financial loan services for automobile consumers in China. Loan display: according to the loan qualification standards of automobile consumers and their automobile series, the financial loan scheme is given, and the loan period is generally not more than 5 years.

The iconic companies are: Shanghai General Motors Finance Company, FAW Automobile Finance Company and Changan Automobile Finance Company. In addition, some financial institutions such as financing guarantee companies, pawn companies and regional investment management companies approved by the financial regulatory authorities can also be regarded as the category of China financial loan companies.

Non-bank loan financial enterprise

Non-bank loan financial enterprises refer to enterprises established with the approval of the People's Bank of China, generally including pawn companies, loan guarantee companies and their microfinance companies. There are mainly China Post Consumer Finance Co., Ltd., Instant Consumer Finance Co., Ltd. and Gitzo Consumer Finance Co., Ltd. These companies can generally apply for loan business processes online. The lender needs to be over 18 years old, have a fixed income, can pay it off in one lump sum, and has an excellent personal credit record. For other specific standards, see the relevant regulations of each company. Consumer credit companies supervised by CBRC will truthfully submit loan records.

What companies are there in the formal loan platform?

Network credit loan is a very common way of borrowing now, which is more efficient and convenient. However, there are many online credit loan platforms, some of which will inevitably deceive users. Borrowing money from these informal platforms will not only suffer economic losses, but also reveal personal information. Therefore, it is particularly important to find a formal loan platform.

There are still many formal loan platforms, and here are only three.

First, there is money to spend.

Qianhua is a credit service brand owned by Du Xiaoman, which can provide loan services for individual consumers and small and micro business owners, and is the choice of many small and micro business owners.

Users whose age and information meet the requirements can try to apply for money in Xiaoman APP. When applying for the quota, the system will evaluate it according to your comprehensive situation, and then give the specific quota and the corresponding interest rate. If you feel that the interest rate you apply for is acceptable, you can try to apply for a loan.

Second, sorry.

Borrowing is a consumer credit loan product in Alipay. Users can apply for a loan directly through Alipay, find the loan on Alipay My page, and then try to apply for opening according to the page prompts.

Third, micro-credit loans.

Micro-loan is a credit product of Weizhong Bank. At present, there are two application channels: WeChat and mobile QQ. Take WeChat as an example. As long as we can find the words "micro-loan to borrow money" on our service page, we can try to apply for opening, and the system will review it. Users who can successfully open and get a quota can try to apply for a loan.

The application methods of these three platforms are still quite similar. We just need to find the product entrance in the corresponding app, click enter, read the agreement according to the prompts and agree to open it, and then we can try to apply for the quota. Users who get the quota can try to apply for a loan.

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What company is the lender?

The loan owner is generally:

1, bank. 2. Institutional loan companies (such as companies with lending qualifications officially approved by the state and consumer finance companies).

What company can lend money?

There are many lending institutions, and many companies can lend. However, the loan company is a special company and must go through various approvals before it can operate related businesses. Next, let's look at the conditions that loan companies need to meet, and what kind of companies can lend.

What company can lend money?

A loan company refers to a banking non-deposit financial institution established in rural areas by domestic commercial banks or rural cooperative banks with the approval of China Banking Regulatory Commission according to relevant laws and regulations, which provides loan services for county farmers, agriculture and rural economic development. It is a limited liability company fully funded by domestic commercial banks or rural cooperative banks.

The term "loan company" is limited in China, and it is different from domestic commercial banks, finance companies, auto finance companies and trust companies in terms of definition and business scope. On August 1 1, 2009, the CBRC issued the Notice on the Management Provisions of Loan Companies (No.76 of 2009), which standardized the behavior of loan companies in China.

The establishment of a loan company shall meet the following conditions:

(1) Having articles of association that meet the requirements;

(2) The registered capital is not less than RMB 500,000.00 Yuan, which is paid-in monetary capital, and shall be fully paid by the investor at one time;

(3) Having senior managers with professional knowledge and professional work experience;

(4) Having staff with corresponding professional knowledge and work experience;

(5) Having the necessary organizational structure and management system;

(6) Having business premises, safety precautions and other business-related facilities that meet the requirements;

(7) Other conditions stipulated by China Banking Regulatory Commission.

To establish a loan company, its investors shall meet the following conditions:

(1) The investor is a domestic commercial bank or a rural cooperative bank;

(2) Its assets are not less than 5 billion yuan;

(3) Good corporate governance and sound and effective internal control;

(four) the main prudential supervision indicators meet the regulatory requirements;

(5) Other prudential conditions stipulated by the CBRC.

The application for the establishment of a loan company shall be accepted and decided by the banking regulatory branch or the local banking regulatory bureau. The banking regulatory bureau shall make a written decision on approval or disapproval within 4 months from the date of receipt of complete application materials or acceptance. The establishment of a loan company shall be accepted, examined and decided by the banking regulatory branch or the local city banking regulatory bureau. The banking regulatory branch or the local banking regulatory bureau shall make a decision on approval or disapproval within 2 months from the date of acceptance.

A loan company may set up branches in this county. The establishment of a branch needs two stages: preparation and opening. The preparatory plan for the branch of the loan company shall be reported to the supervision office for the record in advance. If there is no supervision office, it shall be filed with the banking regulatory branch or the local banking regulatory bureau. The loan company can start the preparatory work after filing the branch preparatory plan. The application for business opening shall be accepted, examined and decided by the branch of banking supervision or the local banking regulatory bureau, and the branch of banking supervision or the local banking regulatory bureau shall make a decision on approval or disapproval within 2 months from the date of acceptance.

A loan company and its branches that have been approved to start business shall be issued a financial license by the decision-making organ, and shall register with the administrative department for industry and commerce with the financial license to obtain a business license.