I don't want to use my bank card now, because SMS reminder has been activated. There is no money in it, will it continue to charge?

If the bank card is in arrears and there is money on the bank card, the system will deduct the handling fee. If you don't use a bank card, you can ignore it. Activate SMS online account exchange reminder function: after logging in to online banking, click ICBC SMS and select Customize on the right side of "Balance Change Reminder"; According to the prompt, select account custom balance change reminder and enter relevant information. If you need to display the account balance in the SMS, remember to check "Account Balance" on the right; After submission, it can be customized successfully. If there is a fee, it will be deducted from the account in real time. Every bank is different.

1. For example, the SMS reminder of ICBC is usually 2 yuan/account/month and 24 yuan for one year. ICBC financial gold cards, credit cards and other bank cards are handled free of charge. In addition, there may be information about court trials, concessions and fees. ICBC SMS reminder processing method: 1. After the self-service of ICBC online banking is enabled, log in to ICBC online banking, click ICBC SMS, and select Customize on the right side of Balance Change Reminder. According to the prompt, select account custom balance change reminder and enter relevant information. If you need to display the account balance in the SMS, please remember to tick "Account Balance" on the right and submit it. The customization is successful. If there is a fee, the fee will be deducted from the account in real time. Speaking of SMS service fee, it is estimated that many people are not satisfied with the bank. Everyone can use the services of the bank, and the account has been changed. Banks are obliged to inform users.

2. In addition, there is some confusion in the collection of SMS service fees in major banks: First, the collection standards of SMS service fees in different banks are different. At present, six major industries and some large joint-stock banks charge short message service fees ranging from 2 yuan to 4 yuan, while some small banks, such as city commercial banks, are exempt from short message service fees to provide services to customers. Why do different banks have different attitudes towards service fees? Secondly, many banks only started charging SMS service fees in recent years. Before 20 17, some banks did not charge SMS service fees. However, since August 20 16, when banks cancelled the management fee and annual fee for small accounts, these banks seemed to be missing a piece of meat, so they tried to make up for it. So from August 20 17, some banks began to charge SMS service fees. Maybe the short message service of two to three yuan a month is not very big for a single customer, but for those big banks, even if a customer has only two yuan a month, it is not a small income.

3. For example, up to now, the number of bank cards in China is about 6.7 billion, and the number of bank cards in six major banks and 12 joint-stock banks exceeds at least 5 billion. If calculated according to the short message service fee of each card in 3 yuan, the short message service fee will exceed 654.38+0.2 billion yuan in that year. Third, there is no standard for SMS service fees. If the bank thinks that the cost of sending text messages to customers is high, it needs to charge customers, but there should also be a reference standard for charging. But at present, the bank SMS service fee is fixed, either two yuan per month or three yuan per month.

operating environment

Pocket Bank Version Information 1.7.8

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