What are the main ways of bank card fraud?

2. The relatives and friends of the car accident fictional help information.

3. The victim's fictitious identity information was leaked and used by criminals, resulting in a high debt, tricking the victim into transferring the deposit to a designated account to eliminate bad records.

4. If the victim's fictitious identity information is fraudulently used, the security of bank deposits will be threatened, and the victim will be tricked into transferring the deposits to the so-called "safe account".

5. The fictitious victim account was used by criminals to trick them into transferring funds to the so-called "police account" to freeze funds.

6. Fictitious credit card overdraft information.

7. In order to defraud the cardholder's trust, some lawless elements transferred their personal mobile phone numbers to the bank's customer service hotline. After the cardholder relaxed his vigilance, he called back the cardholder's phone number to obtain the personal information of the victim's credit card.

In this kind of fraud, criminal suspects generally use two methods to induce cardholders to dial the phone number they have transferred: one is to post the number as "help phone" in the bank self-service area, artificially causing ATM machine failure; The second is to send fraudulent short messages to credit card users to mislead cardholders to call back.

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Beware of non-95 beginning

"Is the bank card stolen?" Xiao Ming, who works in a media in Shijiazhuang, was puzzled after receiving the text message. The SMS informs: "Dear users, you have successfully purchased 8650 yuan in (Northland Mall), and this amount will be deducted from your card. If you have any questions, please consult: 86203728. "

Xiaoming is indeed a VIP customer of Northland Mall. He thought that his bank card had been stolen, so he quickly called the phone left on the text message to verify it. "The person who answered the phone spoke with a foreign accent and claimed to be the staff of China UnionPay Customer Service Center. He kept asking my bank card number, mobile phone number, name and ID number, which was extremely enthusiastic. " Xiao Ming said. I consulted China UnionPay Hebei Branch.

Experts said that this is a fraudulent short message designed specifically for obtaining personal information and forging letters of credit. Consumers should not reply, ignore or verify such short message notices of bank cards that do not start with 95. If you have any questions, you can confirm them directly through the unified customer service phone of the issuing bank.

It is reported that the customer service hotlines of major domestic banks are all five-digit numbers beginning with 95, such as ICBC 95588, ABC 95599, BOC 95566, CCB 95533 and China UnionPay 955 16.

Baidu encyclopedia-bank card fraud