My loan is overdue. Is it true that you sent a message saying that you would sue me?

This situation is likely to be that the online loan company is scaring you to collect money!

Once the online loan is overdue, the online loan company must collect it. Generally speaking, you need:

1. Keep calling yourself to collect money.

2. Constantly harass yourself and relatives, friends, colleagues and leaders in the address book by means of violent address book, insult, abuse, threatening to come to the door, etc.

3. Send false information to threaten you. If you don't pay back, go to the public security organ to handle the case, or go to court to sue.

4. Pretend to send you a lawyer's letter, or threaten to go to court to sue, and limit when you can go to court to get a subpoena.

5. If a lawsuit is filed, the court will call you to go to a court or directly send you the responding materials and the summons stamped with the court seal, with the contact information of the court staff on it, so that you can verify the truth directly from the specific court.

6. Under normal circumstances, due to the insufficient qualifications of online lending companies and the illegal acts of usury, they will not choose to go to court to solve the problem. However, some online lending companies are more formal, have qualifications and have corresponding legal advisers. Once the online loan is overdue and the amount is large, the general dunning cannot be recovered. It is not ruled out that a lawyer's letter will be sent or a people's court will be sued to recover the loan.

Finally, I advise you that online lending is too risky. Once in, it's routine. If you are deeply involved in online lending, you can't solve it yourself. You must solve the problem through formal channels such as courts and other state organs.