Come on, send a text message saying you want to sue.

If a party is sued for borrowing money, he should first actively respond to the lawsuit. If you are really unable to repay the loan, you can negotiate with the other party for installment or deferred repayment. Otherwise, if the debtor still fails to perform his obligations according to the effective legal judgment documents, the creditor may apply to the court for enforcement.

Legal objectivity:

People's Republic of China (PRC) Civil Procedure Law

Article 243

A legally effective civil judgment or ruling must be fulfilled by the parties concerned. If one party refuses to perform, the other party may apply to the people's court for execution, or the judge may transfer it to the person subjected to execution for execution.

Mediation and other legal documents that should be executed by the people's court must be fulfilled by the parties. If one party refuses to perform, the other party may apply to the people's court for execution.

People's Republic of China (PRC) Civil Procedure Law

Article 245

If one party fails to perform the creditor's rights documents that the notary organ has given the enforcement effect according to law, the other party may apply to the people's court with jurisdiction for enforcement, and the people's court applying for enforcement shall enforce them.

If the notarized creditor's rights document is indeed wrong, the people's court shall rule that it will not be executed, and serve the ruling on both parties and the notary office.