Is ping an loan a true and false ping an loan scam?

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Due to being sought after by the majority of borrowers, there have also been many scams. All kinds of attractive loan advertisements such as "no collateral, low loan interest rate, same-day loan" are likely to be scams, and it is difficult to distinguish between true and false.

The following Ping An Pratt & Whitney will introduce two kinds of scams for everyone. Miss Liu wanted to apply for a sum of money, so she searched online and contacted a so-called organization on the small advertisement that popped up. After step-by-step consultation, Miss Liu found that the other party was very enthusiastic, patient and provided rich information, so she decided to apply here. After Miss Liu told the other party how much money she needed to borrow, the other party showed the clue. Lenders say this business is too risky. In order to see if the borrower has the sincerity to borrow money, it is necessary to remit the interest of one quarter to 600 yuan first, and then ask for a handling fee under various excuses. Miss Liu paid back all of them, but she didn't get the loan in the end.

This example of charging first and then lending under various excuses is actually a means of swindlers. Remember not to pay any fees before lending money.

Ask for payment of travel expenses and other expenses. This kind of scam usually involves a lot of money. They are generally very professional, familiar with the terms of financing loans, so that borrowers feel that they have found the right person, and then ask for travel expenses, legal fees, evaluation fees and so on. Before the loan. When the borrower gives them money, the swindler refuses it for various reasons, or puts forward unacceptable loan conditions, or because the project conditions are not enough. Finally, directly tell the borrower that the loan cannot be made.

Is Ping An Finance a liar?

If you are talking about Ping An Finance (belonging to the company), Ping An Bank is true and can be trusted. Formal lending institutions (companies) do not need to pay any fees before lending, remember. By the way, I will teach you a few tricks to distinguish between true and false credit companies in case you are cheated. 1. Will you charge fees before the loan? If you ask for various fees before you get the loan, it is basically a lie. 2. Accounting compound interest, that is, interest will naturally occur in the next few months, commonly known as "rolling interest". If it is, there must be something wrong. 3. Interest is higher than the national regulations. According to the regulations of central bank lenders, the interest of private lending cannot be higher than four times the loan interest rate stipulated by the state. The excess part is not protected by law. The monthly interest rate of 3% should be high, which is not very reliable. 4. Whether there is a fixed and long-term office location and contact information, regular companies will not change places immediately, and even if they change, they will inform customers through various channels. It is suggested that we can visit the company on the spot. I suggest that if you need a loan, you can go directly to the bank or log on to the bank website to apply for a loan. If there are no clear loan products and lending institutions, then you can use the Rong 360 loan search platform to find the loan products and lending institutions that meet your requirements, and then apply. It is more time-saving and safer and more convenient to distinguish lending institutions with different qualifications.

Is China Ping An Loan a lie?

This is not a lie.

China Ping An launched personal or family consumption loan business guaranteed by insurance companies. This loan model does not need mortgage, but it still needs insurance company's audit to repay the loan, which is equivalent to being guaranteed by Ping An Group. The lender shall pay the insurance premium to Ping An Group in one lump sum after obtaining the loan, and deduct the bank interest and monthly repayment amount regularly every month.

Loans shall not be used to invest in the stock market, futures market or any other equity investment. Ping An Easy Loan Insurance Loan can be used for any reasonable enterprise emergency or emergency, including purchasing materials.

Extended data:

Check customer information safely. If Ping An confirms that the applicant has repayment ability, it will sign a "credit guarantee insurance" policy with the customer. Customers with credit insurance can sign a "personal consumption loan" contract with the cooperative bank with a credit policy. After the contract is signed, the cooperative bank will lend the money to the applicant's account according to the date stipulated in the contract.

The applicant of Ping An Easy Loan Insurance must meet the following conditions: China nationality (excluding residents from Hong Kong, Macao and Taiwan), age 2 1-55 years old, living in the applied city, working in the current unit for 6 months, and earning 2,000 yuan a month. Once the customer is successfully insured, the cooperative bank can promise that the loan will arrive quickly.