Is it reasonable for banks to charge SMS fees?

Banks need to send all kinds of short messages to users, such as account balance change short messages and short message verification codes. These all cost money. Banks are not operators, so they still need to pay for sending text messages to China Mobile, China Unicom and China Telecom. Since the bank has paid the fee, it has the right to charge. The fee charged by the bank must be within the scope of the national price regulations, so it is legal to charge the SMS notification fee. At present, the SMS charges of major banks, including Agricultural Bank of China, are disgusting. For example, some people have only a few dollars in their agricultural bank card accounts, but they have to deduct two yuan for service every month, which is really annoying.

SMS charging is voluntary. In terms of SMS notification, banks have to pay a certain cost, and the monthly money is not collected for nothing. You can say that bank charges are high, but people can't completely refuse to charge! Fundamentally speaking, banks are open to make money. In fact, banks have also made a lot of money, otherwise they would not say that they are embarrassed to make money.

: Should banks charge SMS reminder fees?

Some people have different views on this topic. Some people think that the short message fee is not much anyway, so it is unnecessary to take care of it in time. However, some people think that banks have the obligation to inform users of account changes and should not charge SMS fees.

In short, many people have different views on the short message fee charged by banks. But now many people will not care about this matter, and most people will also use some online platforms to inquire about relevant information. It's actually very convenient.

Short message is a telecommunication service in digital mobile communication system. It is a non-real-time and non-voice data communication service to transmit text or digital short messages through the signaling channel and signaling network of mobile communication system.

SMS can be initiated by mobile communication terminals (mobile phones), SMS platform servers of mobile network operators, and network service providers (including ICP and ISP). ) interconnected with the SMS platform of mobile operators.

In the technical means to realize the function of short message service, sending and receiving point-to-point messages through mobile terminals occupies the mainstream position, but it is not the only form. Fixed telephone, PHS and Internet are becoming new tools and carriers.