Will vitality flower receive a dunning message without a loan?

Pengbo Hua won't receive a dunning message without a loan.

The flower of life fails to call the police. When the vitality flower is overdue, it will receive an overdue SMS reminder, and then there will be a computer customer service phone to inform the repayment. If there is still no repayment, there will be manual customer service to collect it. Repeated collection will be reported to the credit information system, and if the overdue time is too long, it will be directly prosecuted by the platform.

The vitality flower is overdue for one day and does not contact the emergency contact. The consequences of overdue vitality flowers are mainly a matter of time: one day overdue, you will receive an overdue SMS reminder; There will be a computer customer service phone call the next day; On the third day, there will be a manual customer service call for dunning, and the overdue situation will be reported to the credit information system. In addition, the vitality flower will be charged according to the number of days overdue, and if it takes too long, it may be sued.

Prosperous flowers may be on credit. There are more than one investor in the flourishing flower, some are commercial banks, some are related to Sesame Credit, and some are related to Xiaobai Credit. Users can view the contributors on the loan details page. If the investor is a commercial bank, the vitality will be spent on credit reporting.

Energy is spent on providing loan services to users, while helping users manage credit and avoid the risk of dishonesty. Good repayment records will help users to apply for financial services, while bad overdue records may affect credit information, loans and credit card applications.

If users' overdue records are uploaded to the personal credit information system of China People's Bank, it will affect users' use of loan services and credit card services provided by banks.

: What if the online loan is overdue?

1. Collect evidence. If the online loan is violently collected or threatened after it is overdue, it is necessary to collect evidence and report it to the relevant departments when necessary.

2. borrow money from friends and relatives. If the deadline is not met temporarily, you can choose to borrow money from relatives and friends to solve the urgent need. After all, the cost of overdue online loans is higher than borrowing money from friends.

3. Pay off debts as soon as possible. After the online loan is overdue, you must pay off the arrears as soon as possible, because many online loans have high interest rates, and once overdue, it may cause high overdue fees. Moreover, some online loan products were collected at the meeting or cooperated with Sesame Credit, so overdue affected personal credit. Therefore, after overdue, those with repayment ability should repay as soon as possible to avoid affecting personal credit or generating high penalty interest.