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Which insurance company is Beijing Jinghuibao?
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First, the main advantages of Jinghuibao:
1, high reimbursement rate: the reimbursement rate of this product is very sincere, with hospitalization reimbursement 100% in the social security catalogue and 90% for some high-priced drugs, which is relatively rare in the market.
2. Low price: one-year premium of 79 yuan/person, with a maximum guarantee of 2 million. Hospitalization medical expenses: the annual cumulative deductible is 20,000 yuan. If the expenses above the deductible meet the compensation conditions, they will be paid at the rate of 100%, with the maximum compensation amount of 1 10,000 yuan.
3. Value-added services: This product provides seven kinds of value-added services, such as direct payment of specific drugs, medical services and chronic disease management, but Ping An Buddha Medical Insurance and Changsha Xinghuibao do not.
4. Specific high drug costs: covering 17 kinds of high-priced self-funded cancer drugs (lung cancer, breast cancer, leukemia).
2.202 1 year, "Beijing Jinghuibao" was upgraded on the basis of the original underwriting scheme, providing a variety of optional Huimin insurance protection and health management services for the citizens of the capital through a better protection scheme. First of all, the scope of protection has been expanded. The second is the expansion of the special drug list, from 17 to 60. The third is to expand health services. From 18 services to 24 health management services in 7 categories, including health promotion, disease prevention, physical examination, health consultation, medical service, chronic disease management and rehabilitation nursing, the overall guarantee is more comprehensive. Among them, the specific high-priced drugs include 30 kinds in China and 30 kinds abroad, mainly referring to the incidence of tumors in Beijing, covering cancers such as lung cancer, leukemia, lymphoma, prostate cancer, breast cancer, kidney cancer, liver cancer, ovarian cancer and thyroid cancer. In the case of meeting the compensation conditions, the deductible is 0 and 90% is paid, which greatly reduces the economic burden of cancer patients. It is worth mentioning that the 202 1 issue of "Beijing Jinghuibao" contains the advanced special drug treatment guarantee.
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