Application Time of Student Loan in Jiangxi Province in 2020

Does anyone know when Jiangxi Province can apply for a student loan in 202 1? What materials do you need to prepare?

With the issuance of 202 1 college entrance examination admission notices, Jiangxi province has also ushered in this year's student loan work. Presumably, many college students or students about to go to college are familiar with student loans. Because for some families, their families are not just raising their children to go to college. If they pay tuition again, their families may face financial difficulties. Therefore, this kind of student-origin student loan is a kind of loan to help college students fulfill their college dreams and help those poor college students.

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This kind of student-origin loan is a loan provided by the state, China Development Bank and other financial institutions, which is mainly aimed at poor college students and can reduce their family burden. So when did Jiangxi Student Loan 202 1 start? I believe many netizens are very concerned. In 20021year, the student-origin loan system in Jiangxi province was launched in August 20021year and will last until September 30, so there will be enough time to apply for student-origin loan.

Handle bank cards

Students who apply for the first time need to bring their ID cards to the local rural credit cooperatives to apply for bank cards. Because if you apply for a student loan, the relevant amount will be deposited into this bank card as tuition. First-time applicants need to apply in official website, and the address of official website is the student application entrance of Jiangxi Student Financial Assistance Management System.

co borrower

Then bring the student's and co-borrower's ID cards and the original ID cards. This co-borrower will not assume some responsibilities, but will be the contact person for repayment. In addition, you need to bring the original and photocopy of your household registration book and the original and photocopy of the notice. And the Application Form for Identification of Students with Financial Difficulties that I filled out at home. This application form must be filled in truthfully. After approval, the contract can be signed.

When can I apply for a national student loan?

Student loans are divided into student-origin student loans and university student loans. The application time for student loans is generally June-September (summer vacation), and the application time for college students' loans is generally September-65438+February (after the start of school).

When did you apply for a student loan?

The application time of student loans is not fixed and unified, and the application time of student loans in different types and regions is slightly different. Student loans are divided into student-origin student loans and university student loans. The application time for student loans is generally June-September (summer vacation), and the application time for college students' loans is generally September-65438+February (after the start of school). For details, please call the student loan service hotline of China Development Bank at 95593.

In addition, you can only apply for one of student loans and college student loans. Student loans can be applied to the local student financial assistance management center or bank, and student loans can be applied to the student financial assistance management center.

Student loan application process

1, national student loan application process

(1) Apply for a student loan from the school.

(2) Get the student loan application form and fill it out.

(3) Fill it out and submit it to the school, and attach relevant materials: student ID card, copy of ID card, description of family situation, proof of family difficulties, etc.

(4) Waiting for the approval of schools and banks. After approval, you can sign a contract and get a student loan.

2. Student loan process

(1) Apply for a loan from the Student Financial Assistance Management Center of the Education Bureau where the household registration is located.

(2) Fill in the loan application form and provide the following materials: the original and photocopy of the household registration book, the original and photocopy of the ID card, the student registration certificate, and the student credit loan certificate issued by the school.

(3) After approval, you can sign a contract and get a loan.

Note: After signing the student loan contract, repayment is required according to the contract requirements. If it is overdue, you will also get credit information at the meeting.

Application time of national student loan

Generally speaking, the application time of national student loan is from September to June+10 every year. If the national student loan application is successful, the issuance time will be around mid-June 165438+ 10. Just wait patiently. After the school deducts the fees, the remaining money will go into everyone's Alipay account. The relevant details are as follows:

1. After the student loan is issued, the students who help the loan cannot be the first to dominate.

When colleges and universities automatically deduct money, they don't need to help students with loans to do anything. If the university deducts money successfully, the payment is successful.

3. After the university deducts money, if there is any surplus, it will stay in its own contract Alipay. After Alipay's real-name authentication, you can withdraw the money into the bound bank card for your short-term living expenses.

4. If the amount of receipts owed by colleges and universities is greater than the actual amount owed, the rest should be left in colleges and universities at this time and returned to everyone after the settlement of colleges and universities. Please pay attention to the specific refund time and method.

The preliminary review and process of its distribution are as follows:

1. After the first batch of loan students handle it on the spot, the students who renew the loan can get the acceptance certificate and contract of the student loan issued by the county financial aid center after submitting the application remotely, and at the same time, they will all receive a receipt verification message from the National Development Bank 95593 about your student loan.

2. At the beginning of the school year, college students who help with loans can register in colleges and pay fees with the acceptance certificate issued by the county funding center. If the loan amount can fully cover the tuition and accommodation fees for the new academic year, these two fees can be paid! If the loan amount cannot fully cover the tuition and accommodation fees payable, the difference can only be paid in cash or by transfer. You can wait patiently after handing in the acceptance form.

3. After the student loan acceptance certificate (or receipt check code) is submitted to the university, it will be reviewed offline and online by the university.

Offline audit: the main audit is to judge whether you passed the poverty identification of colleges and universities in the last academic year, so as to judge whether you meet the conditions of student loans.

Online audit: after the qualification of college student loan is judged, the college financial aid center will enter the college end of the student loan management system of China Development Bank to enter the unpaid funds for you.

4. 10 before June 15, colleges and universities must enter the amount of unpaid receipts for all students with student loans, otherwise they will not be able to continue their enrollment. China Development Bank will close the function of entering the amount of university receipts around the middle of June 5438+ 10. After the receipt entry of colleges and universities is completed, the county aid center will summarize and submit this year's student loan application, and at the same time accept the audit of Sichuan Branch of China Development Bank.

5.11Late October to11Mid-October, all regional branches of China Development Bank will review all the student loan contracts in the province in 20021year. As long as the colleges and universities pass the examination, the certificate uploaded by the county aid center for you is correct, and your own contract signature is accurate, there will be no problem for the provincial branch of China Development Bank. Of course, if the certificate uploaded by the county assistance center for you is wrong, or the contract signature of the first-time loan student is inaccurate, the county assistance center will urge the problematic contractor to make rectification within a time limit or promise to make rectification.

6. With the approval of the provincial branches of China Development Bank, 1 1 will be issued around mid-June. The student loan applied by everyone will be paid to your loan contract Alipay. After the account arrives, your university will automatically deduct it from your loan contract Alipay without doing anything. After the successful deduction in colleges and universities, China Development Bank 95593 will inform you of the amount of student loans issued this year and the amount of automatic deduction in colleges and universities through SMS, so that everyone can understand. It takes some time to issue loans, so just wait patiently.

When do you apply for a student loan?

Students' student loans are applied to the local student financial assistance management center or bank, and students' loans are applied to the student financial assistance management center. Secondly, the application time of student loans is not fixed and unified, and the final application time will be slightly different due to different types and regions. Generally speaking, the application time for student-origin loan is from June to September, that is, during the summer vacation, while the application time for college student loan is from September to June, that is, after the start of school.

Extended information:

1. The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of colleges and universities in China and increase the financial aid for poor students in colleges and universities under the conditions of socialist market economy. The national student loan is a bank loan led by the government, subsidized by the government, compensated by finance and universities, and operated by banks, education administrative departments and universities to help poor students in universities. Students do not need to apply for loan guarantee or mortgage, but they must promise to repay on time and bear relevant legal responsibilities. Students apply for loans from the bank through the school to make up for the shortage of various expenses during their school days and repay them in installments after graduation. 20 12 On August 8th, the new student loans of China Development Bank will exceed1200 million yuan.

2. On July 2, 2020, the Ministry of Education, the Ministry of Finance, the People's Bank of China and China Banking and Insurance Regulatory Commission jointly issued the Notice on Adjusting and Perfecting the Relevant Policies of National Student Loans (J.J. [2020] No.4), which clearly adjusted the relevant policies of student loans from three aspects: repayment grace period, loan term and loan interest rate.

3. Borrowing students should confirm the student loan repayment plan with the bank when going through the graduation formalities. Within one year after graduation, you can apply to the bank to adjust the repayment plan. Student loans can repay the principal and interest in various ways, and can be repaid in advance at one time or multiple times. If a college student chooses to repay the loan in advance, the handling bank shall not charge any fees other than the interest payable.