Does Anjia send loans to collect credit information? What are the consequences of overdue repayment?

For many borrowers, it is also important for lending institutions to conduct credit investigation. Anjia Pai Loan is a small loan platform, which can provide loans for users who are in urgent need of funds. So, does Anjia send loans to collect credit information? What are the consequences of sending loans overdue to settle down?

Does Anjia send loans to collect credit information?

In Anjiapai software, users need to submit credit information when applying for loans. Users only need to register their own credit account first, and then log in for identity authentication. After obtaining the identity verification code, they can quickly check your credit information by submitting the identity verification code. At the same time, if your overdue payment is too serious, you will also go to the credit information system.

What are the consequences of sending loans overdue to settle down?

Anjia loan did not say the specific consequences, so let's list the consequences of overdue repayment of common loan platforms.

1, resulting in expenses and penalty interest.

When the borrower is overdue, the normal repayment interest will be stopped from the first day of overdue, and the overdue penalty interest will be calculated instead.

2. The account has been received.

After the borrower is overdue, the institution has the right to collect the money by SMS, telephone, letter, door-to-door and other possible forms. The collection scope includes all overdue default interest, interest and principal. All expenses and costs arising from collection shall be borne by the borrower.

3. Information disclosure.

If the borrower is overdue for a long time, or refuses to collect and communicate, refuses to recognize the loan and other undesirable phenomena, the institution has the right to disclose the borrower's default-related information to public security organs, procuratorial organs, legal organs, financial institutions, credit reporting agencies and other objects.