How to close Alipay online merchant bank?

I. The closing steps of Alipay online merchant bank are as follows:

1. Click "Alipay" to open the software, and then click "My" in the main interface;

2. After entering, click "Settings" in the upper right corner of the personal information interface;

3. After entering the settings, find the column of "Privacy" and click Enter;

4. After entering, click the "Authorization Management" column and click Enter;

5. Find "online merchant bank" in the authorization application, and click "Cancel authorization" to close the online merchant bank.

Second, what is an online merchant bank

Online merchant bank is the first domestic commercial bank whose core system is based on cloud computing architecture initiated by Ant Group as the major shareholder. As one of the first five private banks approved by China Banking Regulatory Commission, it officially opened on June 25th, 2005.

The online merchant bank will take inclusive finance as its own responsibility, and use the technology, data and channel innovation of the Internet to help solve the problems of financing difficulties and high financing for small and micro enterprises and the lack of financial services in rural areas, so as to promote the development of the real economy.

Third, the difference between online merchant banks and Alipay.

1, Alipay is a third-party payment trading platform, which is mainly used for people's daily consumption and payment functions. Online merchant bank is a commercial bank, which mainly uses the advantages of Internet and big data to provide services for small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions.

2. Online merchant banks mainly focus on bank credit business and deposit business; Alipay focuses on life applications and shopping consumption.

3. AliPay binding bank card is just a quick payment, which belongs to the function of bank card online banking; Online merchant banks are equivalent to banks relying on the Internet, and their functions are similar to those of traditional banks.

4. Online merchant banks and Alipay are platforms with different attributes. Online merchant banks and Alipay spend money and borrow money, which are different types of loans. Online merchant banks issue operating loans, and Alipay's flower buds are consumer loans. The nature of the two is slightly different, but in the end they all repay through Alipay.