Is it still a scam when I receive a text message saying that I have not received a loan from a bank since 2005?

That’s a scam text message. Don’t do what they say, otherwise you will be fooled. If you didn’t do it, just ignore it. Check the name and repayment amount of the platform that you are required to repay, and carefully recall whether you have applied for a loan before. If the name of the platform is not impressive, then recall the repayment amount to see if there are any similar ones. If you have no impression, then call the customer service hotline to inquire. But be careful not to click on links or phone numbers in text messages, because the content in the link may be designed by the other party, and everything may be fake.