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Credit card core
Bank of China will determine whether it meets the requirements and credit limit according to the personal financial certificate and comprehensive credit status submitted when you apply for a credit card, and the final approval result will prevail.
The above contents are for your reference. Please refer to the actual business regulations.
Can ICBC credit card be verified by phone? Let's learn the next card processing link.
ICBC's credit card has also opened an online application channel. Customers can submit their applications directly through the official website channel and wait for the bank's approval. During this period, many people will receive a phone call from ICBC to verify some information. Then, can ICBC's credit card be verified by phone? Let's briefly introduce it today.
Can ICBC credit card be verified by phone?
I can only say I'm not sure. After all, ICBC's credit card has to go through many processes after submitting the application, including review-investigation-approval-card making-card issuing, in which the phone call from the bank only indicates that it has entered the review stage, with the purpose of preliminarily reviewing the applicant's personal information and company information.
On the phone, the bank staff will ask some questions, such as the address of the work unit, working years, personal ID number and so on. You can answer truthfully according to the information filled in. In order to avoid wrong answers, it is best to write down the contents of the application form in your mind in advance.
After answering the phone, you can't get the approval result immediately. If you want to know whether this application has been made, you can find out by checking the progress of credit card processing. It's best to check in official website and see the progress of each step directly. There are the following:
1. Application received: ICBC has received the application materials submitted by the applicant;
2. The application has been accepted: that is, ICBC has begun to accept the application and entered the examination and approval stage;
3. Approval: that is, the application is approved and enters the account opening stage;
4. Successful account opening: that is, the account has been opened and entered the business card printing link;
5, business card printing success: that is, the card has been made and sent.
So if the progress shows that the audit is passed, then everyone's application has passed, just wait for the card. Generally, ICBC will go to the designated counter to pick up the card and send a text message to inform. At that time, it will bring the ID card and other materials to the face-to-face visa, and it will only be successful to get the card.
Minsheng Bank calls for credit card verification, but won't it be done?
No problem.
It is basically successful to run a credit card bank after making a phone call. Telephone credit inquiry is one of the approval processes of bank credit cards, which does not mean that 100% passed the approval. After receiving the call, the audit results will be given in about 3 working days.
Credit card, also called credit card. It is a non-cash transaction payment method and a simple credit service.
Credit cards are issued to cardholders by banks or credit card companies according to the credit and financial resources of users. Cardholders don't need to pay cash when using credit cards, and the bills will be returned when they arrive.
Hello, I applied for a credit card in CITIC. Today, my girlfriend called me and said that CITIC called her at 075582380730. What does this mean?
1. If the contact is your girlfriend in the credit investigation stage, the bank may call to check the information, for example, asking if you know her. Because the contact person is found when it is equivalent to not paying back in the future, it will be used as part of the credit investigation. If the card has been processed, you owe money or the bank can't find anything, you can contact the contact person.
If none of the above is true, you'd better call CITIC to ask. Be careful, there are many telephones in various business departments of banks, and sometimes the numbers can be forged.
2. This is the phone number of China CITIC Bank Credit Card Center. It takes about three to five working days, or five to seven working days, and the results may be sent to the mobile phone registered at the time of application.
Extended data:
1. Apply at a bank outlet.
Except for a few banks, most bank outlets can apply for credit cards because they are completely separated from the credit card business and do not accept credit card applications. Generally, you can apply with your ID card, work income certificate, real estate license and driver's license. The requirements of each bank are different, some require more information, and some are relatively simple.
If the issuing bank has more deposits or wealth management, or is a VIP customer of the bank, then you only need an ID card to apply.
Step 2 Apply through the Internet
You can apply for a credit card in online banking, credit card official website, mobile phone client and third-party platform. The advantage of online application is that you don't need to provide paper materials, and you can fill in the information and submit the application in a few minutes, which is the fastest.
Step 3 apply through a salesman
We can often see that in some places with high traffic, such as large supermarkets and shopping malls, there are credit card salesmen setting tables, and you can also fill out forms and apply for cards at these booths. There are also salesmen who sweep the building and handle cards, and it is also possible to handle them through them. Usually experienced salesmen can provide better suggestions and avoid some details that are easy to be rejected, and the pass rate is relatively high.
Step 4 make an appointment to go to the door
It's inconvenient to go to a bank outlet. What should I do if I don't meet a salesman? Some banks apply through the Internet, but only submit the basic information of an appointment to apply for a card, and then the bank will assign a credit card salesman to contact the applicant, and the applicant company will submit more detailed information on the spot to apply for a credit card.
How long did it take for customer service to inquire information by telephone after applying for China Bank Credit Card?
Depending on your application channels, the review time limit will be different. It takes about 10 working days to review the normal online application, and about1-1working days to review the normal online application. If there is no audit result or card for a long time, it is recommended that you call the customer service hotline 4006695566 to inquire. Business card printing time: after the card is approved, the business card printing will be completed within 3 working days.
If you haven't received the card for a long time, it is recommended that you call the customer service hotline 4006695566 for enquiry.
The above contents are for your reference. Please refer to the actual business regulations.
What is the core of credit card?
In order to verify the applicant's identity and real materials, the bank calls the applicant to verify the relevant materials, identity and signature, so as to increase the authenticity of the applicant's application.
So much for the introduction of credit card core.
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