Why does ICBC deduct fees and call it an express extension?

The "Express Delivery Delay" fee is a function fee for bank SMS reminder.

The analysis is as follows:

1. ICBC express delay is a fee-based service. Charge once every 12 months, and deduct 24 yuan at one time.

2. The extension period is 12 months since your last payment, and ICBC will automatically renew it for you.

3. It sends you financial information, account information and important tips by SMS. Give reminders, balance changes and other information, so that you can know your financial situation anytime and anywhere.

4. If the SMS reminder service needs to be cancelled, the cardholder can go to the bank counter with his ID card and bank card.

Extended data

Precautions are as follows:

1. After ICBC's Express Service Agreement is dissolved, the original customized services (except balance change reminder and statement service) will become invalid at the same time as the agreement is dissolved.

2. If you need to cancel the balance change reminder and statement service, please do so through the "Information Service Query/Modify/Cancel" function.

3. Financial information includes securities information, foreign exchange market information, fund net value information and national debt yield. If you customize the net fund value information and the yield information of government bonds, you need to select both secondary and tertiary columns.

4. The sending method of financial information is a fixed option, and customers don't need to choose.

5. Accounting information includes time deposit expiration reminder, card overdraft reminder, card expiration reminder, etc. The sending method is fixed as SMS, and the sending method of statement is email, so you don't need to choose.

6. Accounting information needs to be set in the third column. If there is no relevant accounting information content, the accounting information service cannot be customized.

7. Important prompt information includes online banking password continuous input error reminder, RMB interest rate reminder and foreign currency interest rate change reminder, in which the sending method of password continuous input error reminder is fixed as SMS, and customers do not need to choose.

China Industrial and Commercial Bank China Website-ICBC Messenger

Baidu Encyclopedia-SMS