What is a card-free payment service?

Question 1: What does it mean to pay without a card? Card-free payment should also be called mobile payment, which is based on mobile phone. At present, the card-free payment in the market is multi-finger scanning code payment. The real card-free payment should be fast payment. You don't need to bring a card, just enter the credit card number and other information to complete the card swiping. Now the code scanning payment is directly bound to WeChat or Alipay software with a card, and the card is swiped by scanning the QR code. Card-free payment is relatively fast and convenient, and it is also a credit card method that people prefer now.

Question 2: What is card-free payment? Well, no card payment is online banking payment.

A transaction method that can complete the payment process only by virtue of the card number password.

I need a valid ID card to go to the bank to handle this business.

Question 3: What is the card-free payment service? What bank card?

Question 4: How to open the signing and payment process of UnionPay card's card-free payment business?

I. Signing a contract for building additional offices

1. Counter addition: Non-personal online banking contracted customers of China Postal Savings Bank, please bring their green cards and valid identity documents to any postal savings outlets in China, fill in the Application Form for Online Payment of Green Cards, and choose to add "UnionPay card free of payment".

2. Personal online banking addition: After logging in to personal online banking, the personal online banking user of China Postal Savings Bank uses the personal online banking signing account to select the buttons of "Application for Opening"-"Online Payment Pass"-"Signing and Adding Office" in turn, select "UnionPay Payment without Card" on the signing and adding office page, and fill in relevant additional information.

After filling in the correct personal information according to the page prompts and passing the verification of China Postal Savings Bank system, you can complete the "UnionPay card payment without card" business.

First, online payment.

"UnionPay card payment without card" includes three payment modes: verification payment, quick payment and ordinary payment. At present, China Postal Savings Bank has cooperated with China UnionPay to open two modes: verification payment and fast payment.

1. Verified payment: refers to the payment method in which customers add the "UnionPay card-free payment" service in China Postal Savings Bank, input the bank card information on the payment page of UnionPay online payment, and complete the payment transaction after being verified by China Postal Savings Bank. The process is as follows:

(1) When customers shop, pay and repay online, select "UnionPay Online" in the payment link to enter the UnionPay online payment page;

(2) Select "Verify Payment" on the online payment page of UnionPay, select the bank card type as debit card, and enter the card number and password of the green card debit card with the service of "UnionPay without card payment" to receive the SMS verification code sent by China UnionPay. As shown in the figure below:

(3) After the customer enters the SMS verification code in the "Verified Payment" webpage, click "Confirm Payment" to complete the payment.

When using the green card debit card for verification payment for the first time, after the customer enters the card number, the system will automatically prompt the customer to open the "verification payment" function of UnionPay online. As shown in the figure below:

Click the button "Open verification payment within one minute", and a new window will pop up. Enter relevant information according to the prompt, and you don't need to open it again when you use this card for online "verification payment" of UnionPay.

Express payment: It means that customers add "UnionPay card payment without card" service in China Postal Savings Bank, complete user registration on UnionPay online payment website, bind the registered user number with the green card of China Postal Savings Bank, and then use the registered user information instead of bank card information to make payment. Express payment processing flow is as follows:

(1) When customers shop, pay and repay online, select "UnionPay Online" in the payment link to enter the UnionPay online payment page;

(2) Select "Express Payment" on the UnionPay online payment page and log in. As shown in the figure below:

(3) The "Quick Payment" webpage will display the bank card number and mobile phone number reserved by the customer when adding "UnionPay card payment without card" in China Postal Savings Bank. After the customer confirms that it is correct, click "Get SMS Verification Code", and the customer's mobile phone will receive a verification message sent by China UnionPay.

(4) After the customer enters the SMS verification code in the "Quick Payment" webpage, click "Confirm Payment" to complete the payment.

Question 5: What is card-free payment? Is it mobile banking? Card-free payment means that the payer transfers the receivable monetary creditor's rights to the payee through the acceptance equipment (ATM, POS, etc.) without reading the physical card, with the help of the Internet, mobile Internet, wireless local area network and other channels. ). Alipay's "fast payment" and China UnionPay's "online payment" are both card-free payment methods.

Question 6: What does it mean to open the function of UnionPay card without card payment service? Online shopping will be available soon.

Question 7: How to open ICBC's card-free payment? Electronic payment can be made without a card.

ICBC's electronic payment opening steps are as follows:

1. Click on the electronic payment link of China Industrial and Commercial Bank in the convenient service column of China Industrial and Commercial Bank portal to enter the electronic payment registration process of China Industrial and Commercial Bank.

2. After you enter, the personal customer service agreement of China Industrial and Commercial Bank E-banking will be displayed. Select "Read and Accept" to enter the transaction page, and select "Don't Accept" to return to the portal page.

3. You enter the mobile phone number, card (account number) number and verification code, click Next to enter the subsequent transaction page, and click Previous to return.

4. Go to the next page, enter your relevant information and account password, set the reserved verification information, and reserve the account alias (optional). Click Next to enter the confirmation page after confirmation.

5. This page echoes some relevant information you entered for the check.

6. Click "OK" to enter the next page after verification. The system will send a dynamic password message to your reserved mobile phone number. After entering the dynamic password and verification code, the transaction can be completed. At the same time, the transaction provides the function of re-acquiring SMS verification code and voice dialing verification code.

7. After dynamic password verification, the page prompts you to complete ICBC e-payment registration.

Question 8: What does it mean to add cardless payment service to personal online banking? After logging in to personal online banking, personal online banking users of our bank use the personal online banking signing account to select the buttons of "Application for Opening"-"Online Payment Pass"-"Signing and Adding" in turn. On the signing page, select "UnionPay card free of payment" and fill in the relevant additional information. After filling in the correct personal information according to the page prompts and passing the verification of our system, the "UnionPay card payment without card" business can be completed.

Question 9: What does UnionPay mean by paying without a card? If you don't have a card, the other party can pay by card. (But be careful. Unless you send money to someone you know very well ...)