How often is personal credit information updated?

In the report of Internet inquiry, the number of times of inquiring reports through the Internet in that year will be updated in real time, and in the report of sub-center inquiry, this item will be updated after 1 day. The detailed information of the query record segment in the sub-center query report will be updated in real time after the intranet query, and the segment in the Internet query report will be updated in 1 days.

When the data reporting institution updates the identity information, credit records or historical overdue records in a non-message way, it will display the latest modification results in the credit report inquired by the sub-center and update the modification results in the report inquired by the Internet 1 day later.

Extended data:

The personal credit report (personal version) inquired by the credit information sub-center is generated on the intranet side of the credit information system, and the personal credit report (personal version) inquired by the Internet is generated by the information stored by the personal credit information system through the Internet.

The credit reports found by the two networks are basically the same, but there are some differences between the two networks because the data of the two networks can not interact in real time to protect information security.

For security reasons, only the last four digits of the customer ID number in the personal credit report (personal version) inquired through the Internet are displayed, and other digits are shielded with asterisks, showing all the customer ID numbers in the personal credit report (personal version) inquired by the credit information sub-center.

Credit Information Center of China People's Bank-Interpretation of Personal Credit Report (Personal Edition)