I haven't made a loan yet, but I received a simple loan message saying that the money has arrived. What happened?

1. It may be a scam message. Please treat it with caution. Users can send online loans for review. If fraud is found, they should contact the relevant departments to report it.

Users don't care about the money. Even if it is true, as long as it is proved that the loan is not operated by them, it is invalid. This is because personal data is leaked and used by others. At this time, you need to call the police to protect your rights and interests.

3. It belongs to spam messages and users can ignore it.

Extended data:

Precautions:

1, pay attention to SMS interception: Many mobile phones have the function of intercepting harassing SMS messages, which can help us easily intercept all kinds of spam messages such as advertisements and promotions, but the side effects of the interception function are also very obvious. In order to improve the interception ability, many short messages sent by non-whitelisted mobile phone numbers will be intercepted, and the SMS verification code is likely to be shot.

2. If you can't use SMS for verification, it will probably give the thief who is stealing your bank card some time. At the same time, if you don't receive the verification code, you can't make an early warning. Therefore, it is recommended that you check the intercepted messages regularly when using SMS interception.

3. Beware of verification code harassment: As long as the other party knows the number, it can use the principle of sending verification code to harass users. The software can collect the verification codes of different websites, and then these verification codes will be sent to the mobile phone in a centralized way. So I suggest you try not to disclose your information.

Baidu encyclopedia-loan

Baidu encyclopedia-loan fraud