How to report violent collection of Meitu wallet

1. Calling relatives or friends in the borrower's address book without the borrower's permission, harassing for many times.

2. Intimidate or threaten the borrower or relatives and friends in the address book by means of WeChat or SMS;

3. The borrower calls more than 3 times within one day after the deadline;

4. The borrower's overdue collection is not from 8: 00 am to 9: 00 pm;

5. Disclosure of personal information of the borrower;

6, to the borrower's home or work unit collection caused serious damage to personal reputation;

7. After overdue, the overdue fee is higher than the overdue interest rate stipulated by the People's Bank of China;

8. Induce the borrower to borrow from other platforms to repay the loan from this platform;

9. Use illegal software SMS to bomb the borrower's mobile phone number;

10, posing as a staff member of the state law enforcement agency to intimidate borrowers, violently accepting money and other illegal acts.

Collect complaints: no more complaints.

Black cat complaints: the audit is strict, but it is more efficient than collecting complaints. At present, many friends are complaining about black cats and can get feedback.

Internet Finance Association: Complaints in tabular format have a lot to fill in, and the evidence to be provided should be sufficient, which needs to be submitted many times and at intervals, otherwise it will be easily overlooked.

Platform customer service: that is, platform customer service complaints. Because many behaviors are operated by third parties, the platform, as Party A, can stop violations most efficiently. The disadvantage is perfunctory, not very practical, and it needs to be combined with other complaint channels.

123 15: Telephone complaints have sufficient evidence and are characterized by: difficulty in accepting, and timely and efficient feedback after accepting.

China Banking Regulatory Commission: Credit card+policy loan+part of online loan (such as recruitment) This is the regulatory department, so the feedback information can still be effective (except for unscrupulous third parties such as policy loans). In addition to the customer service telephone number, the CBRC can also contact the CBRC where the platform is located or where the loan is applied. You can follow me by phone and email.

How to write the complaint? Do you have a template?

First of all, you should learn from it. There are many complaint cases on JuComplaint, Black Cat and other complaint platforms. See how others complain about your problems, and then edit them according to your actual situation. Remember not to copy other people's complaints, or you will fail the examination.

Secondly, there is evidence, and evidence is very important!

Summary:

At present, there will be many complaints about collection, but the purpose of complaints must be clear!

Should we stop urging or let the collection converge?

If you are about to complete the payment, you can apply to stop the payment. If it can't be solved in a short time, you need time, so don't skip the collection stage. If we skip the collection stage, everyone knows that the next step is to sue, so please be careful.

If it is a complaint about negotiated repayment, it depends on how much "confidence" you have, what your appeal is, and the focus should not be shifted.