Do I have to pay for the credit card and SMS reminder of Bank of Communications? Is there any way to be free?

If there is any charge, the service fee will be charged at the quarterly rate of 12 yuan for the credit card and supplementary card of Bank of Communications that has started SMS service. Deduction will be made on the next day of the service customization day and credited to the current credit card statement, and the Bank of Communications cardholder will repay normally within the repayment period shown in the bill; If the cardholder fails to cancel the subscription before the service expires, the card worry-free service will be automatically renewed. During the service period, the cardholder cancels the subscription and the collected service fee will not be refunded.

If the cardholder does not want to pay the SMS service fee, he can cancel the SMS service through the online banking of Bank of Communications.

If you don't want to pay and want to use SMS reminder service for free, you can consider using another SMS service of Bank of Communications. The name of this service is "SMS reminder service for large transactions". SMS reminder for large transactions is a bank value-added service. When a cardholder spends more than 65,438 yuan+0,500 yuan (inclusive) in a single transaction, it is a free service.

The process of opening a large short message:

Step 1: Open the Bank of Communications Credit Card Center official website, search for "Bank of Communications Credit Card Center" in Baidu, identify the search result marked "official website" and poke it in.

Step 2: Find the online banking login entrance and click "Online Banking Login" in the upper left corner of the website of Bank of Communications Credit Card Center.

Step 3: Choose an appropriate way to log in to online banking, such as "SMS password user login" or other login methods. If you have never used Bank of Communications online banking, please click "E-banking Sign-up" to register first.

Step 4: Log in, enter the user name and password, and log in. Friends who log in by other means will fill in the relevant information according to the prompts and log in.

Step 5: Select the Credit Card menu. After entering the online banking page, click the "Credit Card" menu.

Step 6: Select the "Customize Value-added Services" function item, and select "Value-added Services"-"I want to customize" in the secondary submenu.

Step 7: List the value-added services and preview the value-added services you want to order in the page. Among them, "free SMS reminder for large transactions" and "free SMS reminder for bills" are free; There is a charge for "credit guarantee" and "worry-free card use". Customize and open the desired value-added services according to your acceptance.

Step 8: Customize the value-added service. Click "Customize" after the value-added service you want to customize.

Step 9: Customize the value-added service of "free SMS reminder for large transactions". Click "Customize" in the "Operation" column behind "SMS Reminder for Free Large Transaction" to open the customization page. Check "Read and agree to the Terms and Conditions of Service" and click "Submit".

Step 10: Confirm the subscription. After viewing the subscription information, click OK.

Step 1 1: A large SMS will remind you that the order is complete.