I received a courier today with a lawyer's letter in it. Why did you receive a lawyer's letter when you saw that your friend's online loan was overdue?

It is very likely that your friend took you as a guarantor, so you also received a lawyer's letter.

The court summons can only be presented at least three months after it is overdue, which is a buffer period to facilitate the borrower's turnover.

The court summons is produced after serious prosecution and will be sent to the defendant's ID card. If you don't care, you will directly lose the case and become Lao Lai.

But this kind of thing rarely happens unless the amount is relatively large.

So you need to find out whether the bank outsourced to a third-party collection agency, and they sent you fake tickets to scare you.

supplement

According to the provisions of the guarantee law, the third party and the creditor agreed that when the debtor fails to perform the debt, the guarantor will perform the debt or assume the responsibility as agreed. The third person here is a guarantor, including a legal person, other organization or citizen who has the ability to pay off debts on his behalf.

1. The guarantor has the qualifications stipulated by law, that is, the conditions that meet the requirements:

(1) is irrelevant to this case;

(two) enjoy political rights, personal freedom is not restricted;

(3) Having a permanent residence and permanent residence in the local area;

(4) Having the ability to perform the guarantee obligations;

(5) There is no obvious record of breach of contract.

2. The guarantor and the creditor shall conclude a guarantee contract in writing.