On the fourth day after loans overdue, the customer service has helped to stop urging, and has been receiving short messages from Shengjing Bank.

Loans overdue auction may affect personal credit information.

Auction loan has been connected to hundreds of banks for credit information. When the auction loan is overdue, there will be customer service collection on the platform first. If the platform fails to recover the arrears after a period of collection, the platform may outsource the collection work to a collection company, which will affect personal credit.

The customer service is no longer urged. You have been receiving short messages from Shengjing Bank, which may have affected your credit information.