Can I get my money back by calling someone else's bank card?

If the funds arrive, they can't be returned. If the payment has not arrived, it can be divided into the following two situations: 1, the transfer transaction submitted in the mode of "next day", and the transfer of non-personal bank cards through ATM channels. Before you submit the payment, you can call the customer service hotline or apply for cancellation at any outlet with your remittance card and ID card. 2. You cannot cancel or modify the transaction or change the payment method after selecting a transfer method other than "Withdrawal the next day" and entering the withdrawal password to confirm the transaction.

1. Can I withdraw cash by bank card transfer?

1. There are differences in the design of self-service transfer system among banks. Some banks' ATM machines input the other party's card number when transferring money, and the display screen does not display the other party's name for checking, while some banks automatically provide the other party's full name or surname or first name for checking after the customer inputs the account number.

2. If there is any mistake, the bank is not responsible for assisting in recovery. The bank staff suggested that customers should go to the nearest bank counter as soon as possible after discovering the wrong account, and check with the bank staff whether the other party's account exists with the printed receipt issued on the day of ATM transfer. If the opposite account does not exist or is invalid, the money will be automatically returned to the sender's account within a certain period of time.

However, if the other party's account is true and valid, then the remitter can ask the bank staff to provide the other party's contact information.

3. If the bank is unwilling to provide the personal information of the other party, the remitter should report the case to the public security organ and ask the public security organ to intervene in the investigation. First of all, the public security organ will ask the bank to verify the identity of the other party, and then communicate with the other party whether it is willing to return the money. If the other party refuses to return the money, the remitter can bring a civil lawsuit to the court with the money order, and the court can use the legal provisions of unjust enrichment to help the remitter recover the money.

In addition, the remitter can also bring relevant evidence to the local court for pre-litigation preservation. According to the account number and user name provided by the parties, the court seals up the account number in the bank where the payee opens the account, and gets in touch with the other party according to the personal information left by the other party in the bank. If the other party does not admit or is unwilling to return it, the court may enforce it according to the current laws of our country.

Second, how to withdraw cash from bank card transfer

If it is a card of China Merchants Bank, you can choose the transfer transaction submitted in the "next day" mode and handle the transfer of non-personal bank cards through ATM channels. Before payment, you can call the customer service hotline or go to any branch of China Merchants Bank to cancel your account with your remittance card and ID card.

After you select a transfer method other than Next Day and enter the withdrawal password to confirm the transaction, you cannot cancel or modify the transaction, nor can you change the payment method. If the payee information is wrong, please pay attention to the account change, and the money will generally be returned in the near future; If you transfer to the wrong payee, please contact the payee to negotiate a refund or ask the police for help.