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What is life insurance premium reminder SMS?
Life insurance is a kind of life insurance with the life of the insured as the subject matter and the life and death of the insured as the payment condition. Like all insurance businesses, the insured transfers the risk to the insurer, accepts the insurer's terms and pays the insurance premium. Different from other insurances, life insurance transfers the risk of the insured's survival or death.
What are the benefits of buying life insurance?
1. More insurance options: you can buy and choose insurance products suitable for the insured, and different life insurances have different prices to ensure the purchasing power of people with different economic affordability;
2. Wide coverage: life insurance products have strong planning, and the insured can enjoy more insurance accidents under the condition of the highest cost performance;
3. Property inheritance: you can choose the insurance beneficiary, and in case of an accident, you can avoid unnecessary property losses, which belongs to property risk transfer to a certain extent.
How to buy personal life insurance?
Individual life insurance can be purchased in the following ways:
1. Direct sales of insurance companies: you can apply for insurance through official website, official app or WeChat official account, offline outlets, insurance agents, telephone customer service and other channels.
2. Third-party insurance: including buying insurance through a third party, such as buying insurance on an insurance brokerage platform and obtaining insurance from an insurance broker. Mainly for people who don't know which insurance company and insurance product to choose. Insurance brokerage platform and insurance brokers will not stand in the perspective of insurance companies, but will be neutral and biased towards the interests of policyholders.
3. Bank consignment: Some banks also sell some life insurance products, but many of them are universal insurance and dividend insurance, so you need to pay attention before insurance. No matter which channel you apply for insurance, everyone should pay attention to whether the selected products meet their own needs and read the insurance clauses carefully before applying for insurance.
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