How to inquire about the repayment date of CCB credit card

How to inquire about the repayment date of CCB credit card

The repayment date of CCB credit card can be inquired by logging in to CCB official website, logging in to CCB mobile banking or directly calling CCB customer service phone. 1. For the inquiry of official website Bank, you can log in to CCB official website, click to enter the "Credit Card" interface and select "Credit Card Inquiry" to find your credit card statement and repayment date. 2. For mobile banking inquiry, you can log in to CCB Mobile Banking, and click "Bill Details" on the "Credit Card" page to inquire about the repayment date of your CCB credit card. Or click the ""button directly on the homepage of the APP, and then click to open the "Calendar", which will indicate the repayment date and billing date of your CCB credit card in the current month. 3. Customer Service Telephone Enquiries can be made by directly calling the customer service telephone number of China Construction Bank at 400-820-0588. You can choose voice self-service query or manual service query.

How to inquire about the billing date and repayment date of China Construction Bank's credit card?

Customers can check the billing cycle in "Overview" through the "Credit Card-Bill Inquiry" menu of CCB Mobile Banking, and the billing date is the billing date. In addition, when a customer receives a CCB credit card, the card letter will also indicate the customer's billing date, and multiple credit cards of CCB share a billing date.

CCB will send the CCB credit card bill to the customer through the bill sending method agreed with the bank when signing the contract, and the bill will clearly indicate the customer's current credit card repayment date.

(In case of business changes, please refer to the actual situation. )

How to check the bill statement and repayment date of CCB credit card?

CCB's credit card billing date and repayment date can be inquired by logging in to CCB official website, logging in to CCB Mobile Banking or directly calling CCB customer service.

Operating equipment: OPPOY83A, Android system, CCB APP.

I. Building bank cards

CCB Credit Card is a credit card issued by China Construction Bank. The credit cards issued by China Construction Bank are all named "Longka", including: Longka Famous School Card, Longka Business Card and Longka Automobile Card.

Second, the knowledge about building bank cards.

Annual fee-free policy: swiping the card for 3 times or 18 times (excluding special cards such as business cards and car cards) can exempt the annual fee for the following year.

Withdrawal fee: domestic: 5‰ of the transaction amount, with the lowest 2 yuan and the highest 50 yuan; Overseas: 3% of the transaction amount, with a minimum of $3.

Multi-account management: quota sharing, multiple CCB cards, one billing date and independent repayment.

Online payment: Alipay: It can be used after online registration, and the limit for single payment and single day is 500 yuan.

Installment business: support interest-free installment for specific merchants (3, 6, 12). You can apply for installment payment (3, 6, 12, 18, 24) by phone after a single consumption exceeds 1000 RMB, and different handling fees will be generated for each installment according to the number of installments.

Billing date: There are multiple billing dates every month, and the cardholder can change them once a year within the validity period of the card.

Currency: RMB, RMB/USD, RMB/Euro.

Third, interest

Interest-free repayment period: Interest-free repayment period refers to the interest-free period of consumer transactions enjoyed by cardholders who repay in full on time. The interest-free period is from the bank bookkeeping date to the repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period.

Tip:

If you don't repay in full before the due date, you won't enjoy the interest-free period. The Construction Bank will charge interest at a daily rate of 0.5 ‰ and pay compound interest on a monthly basis. The interest-bearing date is from the date of consumption to the date of repayment, and the interest-bearing principal is calculated according to the actual repayment amount.

If you fail to repay before the due repayment date or the repayment amount is lower than the minimum repayment amount, CCB will charge interest as required, and will also charge a late fee of 5% of the outstanding minimum repayment amount.

How to check the repayment date of credit card of China Construction Bank?

CCB credit card repayment date inquiry method is as follows:

1. wechat query. Follow the official WeChat account of China Construction Bank on WeChat. After entering, click "Credit Card"-"Bill/Repayment/Limit Management" to view the repayment date of the credit card; Or pay attention to the official account number of "Longka Credit Card" WeChat, enter it and send the keyword "repayment date". The system will push the inquiry method, and the cardholder can inquire about the repayment date according to the page prompts.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

Application version: v8.0. 18

2. Check the bill. CCB will send a credit card bill to the cardholder on the billing date of each month, with the date of credit card repayment indicated on the bill.

CCB Credit Card is a credit card issued by China Construction Bank, all of which are named "Longka". There are different types of dragon cards, dragon card business cards and dragon car cards. , to meet customers' domestic and overseas transactions, home care, installment financing and other consumer needs.

The grace period for credit card repayment is 3 days. The grace period for credit card repayment of CCB is provided by the bank automatically, so you don't have to apply for it yourself. If the cardholder forgets to repay on the repayment date, he can repay within 3 days after the repayment date. As long as he arrives at the account before 7 am on the third day, it will be regarded as normal repayment.

The repayment funds must be received before 7: 00 am on the third day after the repayment date, otherwise it will be overdue. Once the credit card is considered overdue, CCB will calculate the interest and report it to the credit bureau, which will have an impact on the credit of the cardholder.

CCB credit card cannot directly modify the repayment date, but it can indirectly modify the repayment date by modifying the bill. After the bill date is changed, the repayment date will also be changed accordingly, which is equivalent to the user modifying the repayment date. Users can only modify the billing date once a year. If the revision is successful in the current month, it will take effect next month. If it is modified in the current month, it shall be repaid according to the original repayment date. In addition, the billing date cannot be selected at will, but must be selected from the dates specified by CCB, and some dates cannot be set as billing dates.

Withdrawal amount of CCB card:

Outside the country, the daily withdrawal (withdrawal) of ordinary cards does not exceed 500 dollars, the gold card does not exceed 65,438+0,000 dollars, and the monthly withdrawal does not exceed 5,000 dollars. The credit card of China Construction Bank provides customers with the service of withdrawing cash, and a handling fee must be paid for withdrawing cash. According to the relevant regulations of the People's Bank of China and the SAFE, the daily cash withdrawal (cash withdrawal) of each card in China does not exceed RMB 2,000 (except cash withdrawal at overpaid outlets).

Cash withdrawal (cash withdrawal) includes overdraft cash withdrawal and overpayment cash withdrawal, one is overdraft cash withdrawal and the other is overpayment cash withdrawal. Overdraft cash withdrawal is a small cash loan provided by China Construction Bank to help customers flexibly allocate funds when they are in urgent need.

How to inquire about the billing date and repayment date of CCB?

Check the mobile banking, log in to CCB Mobile Banking, and then click "Bill Details" on the "Credit Card" page to find the repayment date of your CCB credit card. Also, directly click the ""button on the APP homepage, and then click to open the "Calendar", which will indicate the repayment date and billing date of your CCB credit card in the current month.

A brand-new service product is to connect the customer's mobile phone with the bank through the mobile communication network, so as to directly complete various financial services such as account inquiry and account transfer through the mobile phone interface, that is, the bank uses the mobile phone as the carrier, relies on the mobile GSM wireless network, sends short messages through the mobile phone, and uses the mobile short message resources to operate the bank account, thus realizing the functions of "financial management" and "electronic wallet" of the mobile phone. Simply put, mobile banking is the abbreviation of using mobile phones to handle banking-related business, and it is a channel for banks to realize electronization. It is a brand-new service mode that combines electronic money with mobile communication services.

Domestic banks have launched mobile banking services, including large banks such as Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank and Bank of Communications, national joint-stock commercial banks, some urban commercial banks and rural commercial banks, and a few rural cooperative banks, new rural financial institutions and rural credit cooperatives. The mobile banking of regional banks is basically the mobile banking of online banking. Characteristic mobile banking related to rural finance in China includes cash withdrawal without card, farmers, address remittance and mobile finance. Through this function, customers can pay the daily project expenses, and support customers to submit payment appointment instructions during non-working hours (branch business is required), and the system will handle business for customers during working hours. After successful payment, the item can be saved in My Payment Item, and customers can also pay, query, add or delete personal payment items through My Payment Item. According to the fund company, fund type, fund code and self-selected fund, customers can inquire about the detailed information of a fund (including fund code, name, type, net value and historical net value, etc.). ), and key funds can be set as self-selected funds, and operations such as fund subscription, subscription, fixed investment, redemption, cancellation, balance and historical details can be performed quickly and conveniently.

When is the repayment date of China Construction Bank's credit card? How to check the repayment date?

As one of the four largest banks in China, China Construction Bank has been well received by people. In addition, the application threshold of CCB's credit card is lower than the other three banks, so there are many people applying for credit cards in CCB. Regarding CCB's credit card, someone asked: When is the repayment date of CCB's credit card? How to check the repayment date?

When is the repayment date of China Construction Bank's credit card?

The repayment date of CCB credit card is generally the 20th day after its billing date, and the billing date of CCB credit card includes the 2nd, 5th, 7th, 10, 12, 15, 17 and/kloc-0.

So the repayment date of your CCB credit card depends on when the bill date of your CCB credit card is.

How to inquire about the repayment date of China Construction Bank's credit card?

I. Bank official website Inquiry

You can log in to CCB official website, click on the "Credit Card" interface and select "Credit Card Inquiry" to find your credit card bill and repayment date.

Second, mobile banking inquiry

You can log in to the mobile banking of China Construction Bank, and then click "Bill Details" on the "Credit Card" page to check the repayment date of your CCB credit card.

Or you can directly click the ""button on the APP homepage, and then click to open the "Calendar", which will indicate the repayment date and billing date of your CCB credit card in the current month.

Third, customer service telephone inquiry

You can directly call the customer service telephone number of China Construction Bank at 400-820-0588 for inquiry, and you can choose voice self-service inquiry or manual service for inquiry.

When is the repayment date of China Construction Bank's credit card? How to check the repayment date? "The answer. The repayment date of CCB's credit card is related to its billing date, which is generally the 20th day after the billing date. If you want to inquire about the repayment date, you can inquire according to the above method.

Let's stop here for the introduction of how to inquire about the repayment date of CCB credit card.