If someone transfers hundreds of thousands to his bank card, will the bank check the account?

No. If the personal account does not have a large amount of deposits and withdrawals, the bank will not inquire it.

Only the following methods will be inquired by the banking regulatory authorities:

1. According to the "Anti-Money Laundering Law", if a single amount of deposit or withdrawal at the bank exceeds 50,000 yuan, within 10 days If the amount of deposits and withdrawals exceeds 1 million yuan, the account may be monitored by the bank, and the local People's Bank of China, Municipal Public Security Bureau and other departments will investigate and confirm whether there is any suspicion of money laundering;

2. The reason for the customer's fund account is unknown. Frequent cash receipts and payments that are lower than but close to the reporting limit for large-amount cash transactions;

3. Customers disperse funds into, transfer out in a centralized manner, or deposit in a centralized manner, or transfer out funds in a dispersed manner in the short term;

4. A large amount of fund receipts and payments suddenly occurred in the capital account of a bank card account that the customer has not used for a long time.

Definition of money laundering:

Money laundering is a professional term in the financial industry and is an act of legalizing illegal gains. It mainly refers to the use of various means to cover up and conceal the source and nature of illegal income and the income generated from it, so as to make it legal in form.

In the 1920s, a financial expert from the Chicago Mafia purchased a coin-operated washing machine and opened a laundromat. When settling the day's laundry income every night, he would add the illegally obtained illicit money to it, and then declare taxes to the tax bureau. After tax, all the illicit money would become his legal income. This is where the term "money laundering" comes from.

Introduction to banking supervision:

Banking supervision refers to the government’s supervision and management of banks, that is, the government or authority is responsible for ensuring that banks comply with various regulations and avoid imprudent business practices. Supervision and guidance of banks through legal and administrative measures.

Definition of bank card:

Bank card refers to a bank card issued to the society by approved commercial banks (including postal financial institutions) with the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. or credit payment instrument with partial functions. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes. The application of the automatic bank card settlement system has made the dream of a "checkless, cashless society" a reality.