How to improve the credit limit of ICBC official card

ICBC will take the initiative to adjust the quota for eligible cardholders, and cardholders can also apply to the bank for a temporary quota or adjust the fixed quota after using the card for half a year. However, in order to improve the success rate of cash withdrawal by credit card, it is still necessary to develop good credit card usage habits and repayment habits:

ICBC's credit card limit promotion skills are as follows:

1, often use credit cards, regardless of the amount, as long as you can swipe your card, you will definitely spend.

2. Monthly bill consumption accounts for at least 30% of the total.

3. The bill of credit card consumption needs to last for 3 months in a row, and it can't be broken in the middle, that is, there must be consumption every month.

4. The cardholder's repayment ability is an important factor for the bank to consider, and try to use full repayment.

To increase the quota, you can call the customer service hotline (95588)/ VIP customer service hotline (4006695588)/ Platinum Card customer service hotline (4000095588) to contact the customer service specialist for application.

Extended data:

ICBC credit card application temporary limit method:

1, SMS application:

If the cardholder has opened SMS banking, he can edit and send "LSTE# card number # currency # adjustment limit # temporary adjustment expiration date # password dynamic password" to customer service 95588 for application.

If SMS banking has not been opened, the cardholder can send "LSTE# card number" to customer service 95588, and open it according to the prompt and apply for a temporary limit.

2. Online banking applications:

Cardholders can click "Personal Online Banking Login" on the homepage of personal customer service of ICBC website, and apply for temporary quota after login.

3. Customer service application:

Cardholders can call the ICBC Credit Card Customer Service Hotline at 400-66-95588. After the bank verifies its identity, it will comprehensively evaluate the cardholder's information and automatically increase the credit limit.

Industrial and Commercial Bank of China-Credit Line Adjustment