What is CCB installment pass?

CCB's installment plan is not a lie, but an official product. CCB credit card installment service is a cash installment service launched by CCB. After the user submits the cash installment application, he will be given a certain credit line after being approved by CCB, which can be used by the user in major consumption scenarios. But it cannot be used for cash withdrawal, transfer and investment activities.

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First of all, CCB's phased approach

Installment payment can be handled in the business hall or by mobile phone.

(1) Mobile phone is used for staging of CCB.

1. Open "CCB App" 5.5.9 on the mobile phone desktop and log in.

2. Click on "Credit Card" below.

3. Click "installment repayment".

4. Click on the bill installment.

5. Set the installment amount and installment time respectively, and then click "I have read" and "Next".

6. Finally, click "Confirm". We will receive the installment notice from CCB in a few minutes.

(II) Installment payment process of CCB in the business hall:

1. Qualified to apply for installment of CCB;

2. Bring valid personal identity documents, credit cards and financial certificates to any outlet of CCB;

3. Fill in the "China Construction Bank Longka installment service application form" at the outlet, including the loan amount and the number of installments;

4. Authorize CCB to inquire about credit information;

5. Call back successfully by phone;

6. The bank has passed the examination and approval, and has notified the applicant by phone or SMS.

Because it is handled at the counter of the bank outlet, it has to go through multiple review processes, so the processing speed will not be too fast, and it usually takes one week.

Two. CCB's installment repayment method:

1, online bank repayment

You can log in to m.ccb.com, the online bank of China Construction Bank, and then click "Credit Card" to enter the interface, and then click "Credit Card Repayment" to select the credit card of China Construction Bank for repayment.

2. Alipay repayment

It can be said that people now have Alipay APP in their mobile phones, and it is very convenient to repay with Alipay. After logging in to Alipay APP 10.2.33.8000, click "Application Center" and select "Credit Card Repayment" for repayment.

3. Mobile banking repayment

You can log in to China Construction Bank's mobile client 5.5.9 on your mobile phone, click "Credit Card" on the homepage after logging in, and then click "Repayment" to make repayment in the repayment interface.

3. What should CCB do if the installment is overdue?

The installment of CCB is overdue, so users can only choose to pay off overdue debts as soon as possible. If the collection message sent by CCB requires the user to pay off all debts at one time, the repayment must be made according to the requirements of the collection message. After overdue by stages, CCB will collect overdue records, which will cause bad personal credit information. However, users with poor credit information will not be able to apply for other credit services in the future, and it will also have a certain negative impact on daily life. Please pay off overdue debts as soon as possible and resume personal credit information as soon as possible.