When is the agreed repayment of ABC generally deducted?

Taking Fuzhou, Fujian Province as an example, the mortgage deduction time of ABC is about 17:00.

On the day of mortgage deduction, banks usually transfer money in batches, but the time of batch deduction is not necessarily the same for each bank. Therefore, banks generally advise cardholders to deposit money into deduction accounts before repayment date.

Take Fuzhou Agricultural Bank as an example. A few days before the repayment date, the bank will send a short message to remind the customer that X is the last repayment date, and it is necessary to deposit the mortgage before the repayment date 17 to ensure that the account balance can be transferred. Due to the different time of bank mortgage deduction, if the cardholder does not understand this "law", it is easy to exceed the time if he is not careful.

Banks generally evaluate customers' credit records according to the standard of "three consecutive years and six consecutive years". The so-called "three times in a row, six times in a row" refers to the overdue repayment of "three months in a row, six times in total". Suppose a customer's mortgage is overdue for three consecutive months or accumulated six times. If he applies for a loan again, the bank will certainly be more cautious.

Extended data:

Generally, the deduction for repayment of loan by Agricultural Bank is from 17 to 2 1 afternoon. As long as you take good care of your bank card, you can deposit enough money in it before the repayment date 17:00.

Note that you already had money on your card at that time, instead of transferring it to your card through channels. Because the transfer may take some time to arrive, there is no problem, usually when the other party deducts money.

Don't wait until the repayment date 17 o'clock to transfer the money to the repayment account, because it will take some time for the money to be transferred to the account. If the deduction is unsuccessful in this gap, it may lead to loans overdue. Therefore, all repayment funds must be transferred to the repayment account before the repayment date of 17.

People's Daily Online-The mortgage repayment on the deduction date is prone to overdue records, and it is difficult to refinance after overdue loans for many times.