What should I do if I receive a text message about arrears litigation?

If loans overdue receives the short message of prosecution, it is suggested to pay off the arrears quickly, so that the loan handling bank (lending institution and platform) will naturally withdraw the lawsuit.

If no lawsuit has been filed, no lawsuit will be filed.

If it is not clear for a while, it is also recommended to pay back the money as much as possible, so that banks (lending institutions and platforms) can see their positive repayment attitude, and then try to negotiate with banks (lending institutions and platforms) to see if they can apply for extending the repayment period and repay the arrears in installments.

As long as the court has not accepted the judgment, most of the extension requests received by banks (lending institutions and platforms) will be considered as appropriate.

As long as an agreement can be reached in the end, the lawsuit will naturally be withdrawn, and then a suitable repayment plan will be carefully discussed with the other party according to their own economic situation, and then the arrears will be repaid in installments on time according to the new repayment plan.

Of course, it's best to form a good habit of paying back on time and try to avoid overdue.

Usually, we should also carefully consider the economic situation of our repayment ability, and don't blindly borrow too much, which will eventually lead to the inability to repay.

If you want to find your own online loan big data report with one click, as long as you find "Kingfisher Data", you will have important data such as your credit rating score and whether there is a blacklist.

Extended data:

What will happen to loans overdue?

The consequences of the US Mission to loans overdue are as follows.

1. Overdue record of credit information leads to good personal credit information.

2. If the credit information is bad, it will be impossible to handle the credit business of inquiring credit information.

3. Calculate overdue interest on a daily basis after overdue, which increases the repayment burden of users.

4. During the overdue period, you will encounter SMS and telephone collection.

5. If the overdue circumstances are serious, Meituan Loan can sue the user.

Therefore, the consequences of the US Mission to loans overdue are even more serious. Please pay off overdue debts as soon as possible after the deadline to reduce the negative impact of overdue.

The longer overdue records exist, the greater the impact on personal credit information, and even long-term non-repayment, which will directly form a credit information stain.

Credit investigation is tainted, which not only affects the handling of credit business, but also affects the daily life of users.

The user has paid off the arrears of Meituan Loan. Whether Meituan Loan can continue to be used in the future depends on the results displayed on the page and cannot be manually intervened.

If you want to use Meituan Loan for a long time, please keep a good credit record.