Will loans overdue Meituan come to investigate the home address?

The overdue loan of Meituan is unlikely to go to the door to investigate the home address.

After loans overdue, the US Mission will generally make dunning by SMS reminder, telephone collection, and sending a lawyer's letter. After all the above methods fail, the dunning company will be entrusted to intervene. Therefore, dunning companies often face visits from debtors who have lost contact.

After loans overdue of Meituan, Meituan will call to remind the borrower to repay the loan. If the phone bound by the borrower Meituan can't get through and the borrower can't be contacted directly, or the borrower deliberately refuses to repay, Meituan will call the borrower's emergency contact person so that the other party can inform the borrower of repayment in time. In addition, Meituan will charge a penalty interest on a daily basis, with penalty interest-overdue principal * daily interest rate * overdue days. The longer the overdue time, the more overdue fees. Meituan loan is a loan for checking credit information. Therefore, the longer the Meituan stays in loans overdue, it will definitely affect its central bank's credit reporting. Once the central bank's credit information leaves a stain, it will take five years to eliminate it, during which it is difficult to apply for loans and credit cards. If the loan of Meituan is seriously overdue, it is likely to be blocked by Meituan Company. In the future, you can not only apply for a loan from Meituan, but also use mobike without a deposit. After the overdue period, the system will debit the borrower's account twice a day until the loan is settled, and the borrower can also take the initiative to repay the loan on the home page.

Of course, if the borrower refuses to repay the loan within the time limit, then Meituan is likely to ask for this debt through legal channels. If you receive the information of Meituan's loan, indicating that you will contact your domicile if you don't repay, it may be that Meituan has outsourced debt collection, and other institutions want to deter borrowers in this way in order to urge borrowers to repay as soon as possible. Therefore, when receiving information, we must find out the purpose of the other party and don't panic blindly. However, in loans overdue's words, for the sake of personal credit, we should strive for early repayment.