What does it mean that China Taiping Insurance sent me a text message saying that I was insured against accidental injury?

Accidental injury in insurance generally refers to death and disability caused by unexpected accidents in insurance.

There are three main characteristics of accidental injuries: first, sudden and unpredictable things such as car accidents; The other is unintentional, even if it is foreseen, it cannot be changed; Third, the injury must be caused by external physical factors.

When the insured suffers death, disability, etc. In case of accidental injury in insurance, the insurer needs compensation. Generally, in accident insurance, in addition to accidental injuries, there are also unexpected medical expenses and unexpected allowances for medical reimbursement.