Received a short message from Bank of Communications Credit Card Center: Please regulate the card use behavior. Want to know if the specification is not standardized? What are their standards?

There may be too much cash, so you can exercise restraint. If there is no cash, it is that the brushed POS machine has been listed as a risk merchant by bank risk control.

I found that the credit card transaction does not conform to the characteristics of ordinary daily life transactions, and I sent a short message to remind you to adjust your card usage as soon as possible to avoid inconvenience to you in the future. For details, please call the credit card customer service hotline.

Extended data:

Precautions:

1, don't overdue.

Remember the date of credit card repayment. Overdue repayment will generate high interest and late fees, and most importantly, it will affect personal credit records. Although some banks have tolerance service, not all banks have tolerance service. Once the repayment is overdue, personal credit information will be affected, which will directly affect the application for mortgage and car loan in the future.

2. Unless there are special circumstances, cash withdrawal or installment business will not be handled.

According to the minimum repayment amount, businesses such as installment repayment and cash withdrawal by credit card are charged, and the actual annual interest rate of handling fees and interest conversion is very high. Unless there are special circumstances, it is not recommended to handle such charging services.

3. Don't save money in the credit card.

If you feel that the quota is not enough, you can apply for a fixed quota or a temporary quota to increase your quota, but don't put the money in your credit card. Saving money will not generate interest, but taking it out will generate an overflow deposit withdrawal fee, so you can only spend it by credit card. Don't use credit cards as debit cards.

4. Don't overdraw.

Economic ability can't keep up, but it often overdraws. The consequence of the sudden increase in consumption is that the repayment pressure is great, and the money for the next month is used every month. If something goes wrong, I don't have any money with me, which will easily lead to overdue repayment of my credit card.