What should I do if I owe money and don't return my phone calls, text messages or messages?

If you don't pay back the money, answer the phone or reply to the message, you can take legal procedures to recover the money, but you should pay attention to keeping the factual basis of the other party's repayment, such as owing money, recording and voice, and evidence of not paying back the money, answering the phone or replying to the message. If you are not clear about the prosecution process and the preparation of materials, you can find a lawyer to represent you and wait for the court's decision.

1. What should I do if I owe money and don't answer my phone or return my message?

Generally, it can be recovered through legal channels. As long as you have relevant evidence such as IOUs, you can file a lawsuit with the other party's ID card information. After the judgment is made, the other party's property will be enforced. If you file a lawsuit, you can choose a senior lawyer to represent you until it is successfully executed, which can save the litigation time and avoid the other party from transferring property.

The law stipulates that debts should be paid off. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's court.

-The specific rights and obligations between the parties according to the contract or the law, in which the creditor is the creditor and the debtor is the debtor. The creditor has the right to require the debtor to perform its obligations in accordance with the contract or according to law.

The creditor has the right to require the debtor to perform its obligations in accordance with the contract or according to law.

Second, the general procedure of prosecution is as follows:

1, write an indictment;

2. Take the evidence and the indictment to the court to file a case and pay the legal fees;

3. The court will hold a hearing after examining and confirming the acceptance;

4. Court decision;

5. Execute the judgment.

Trial time of civil cases: summary procedures should be concluded within 3 months. The ordinary procedure will end in six months.

-people who owe money and don't answer the phone or return information generally want to breach the contract. In this way, we can take the litigation route, take the indictment and the evidence of owing money to the court, and let the court execute the judgment. For those who fail to pay back the money on time according to the court's judgment, they may apply for enforcement procedures, and the court may seal up and freeze the debtor's property and sell the auction to pay off the debt.