Joke Collection Website - Public benefit messages - ICBC's mortgage application 1 has been postponed. Will it be paid back for two months next month?
ICBC's mortgage application 1 has been postponed. Will it be paid back for two months next month?
Detailed description:
1. First of all, according to the normal situation, mortgage installment repayment is carried out according to a fixed monthly repayment amount. If the borrower applies for an extension of 1, it means that the repayment of this month will be postponed to next month, and the repayment of next month will be carried out according to the normal repayment amount.
Secondly, the repayment period of mortgage is generally carried out according to the agreed time. If there are no special circumstances, banks generally won't ask borrowers to pay back two months' money next month. Although the repayment is delayed this month, it does not mean that the principal will be repaid next month, and it will be repaid for two months next month.
3. Finally, if the borrower needs to postpone repayment, it is suggested to communicate with the bank in advance and go through relevant procedures to avoid unnecessary delay fees or overdue interest. Handling the extension application correctly and in compliance can avoid additional economic pressure and credit risk.
Summary:
After the extension of ICBC's mortgage application 1, two months' repayment is not required next month. The borrower only needs to repay according to the normal repayment amount.
Extended data:
Mortgage refers to the loan used to buy real estate, which is generally divided into two ways: commercial loan and provident fund loan. During the loan period, the borrower shall repay the loan principal and interest on time according to the repayment method and time agreed in the contract. If it is necessary to postpone repayment due to special circumstances, the borrower should communicate with the bank in time and go through the corresponding extension procedures so as not to affect the personal credit record. The general bank will decide whether to approve the extension application according to the specific circumstances of the borrower, and stipulate the corresponding extension repayment method and interest rate in the contract.
The above is the answer given according to the extension 1 period of ICBC's mortgage application. If the specific situation of the question is different, please provide more detailed information to give a more accurate answer.
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