What does the real-name registration system mean to buy auto insurance?

You need to register in the real-name registration system when you apply for insurance. What does this mean?

Real-name registration system auto insurance payment refers to that when an insurance company collects auto insurance premiums, it should check the authenticity of the payment account information to ensure that the payment account information is consistent with that of the insured.

Why should real-name registration system register for payment?

This is to protect consumers' rights and interests, guarantee the right to choose and know, enhance the experience of auto insurance consumption and combat the chaos in the auto insurance consumer market.

So how do you buy auto insurance?

1. bank card: it must be held by the applicant himself.

2. Third-party payment: Alipay, WeChat and other real-name authentication.

3. Cash: Audio and video recording is required.

What if I don't have time to do it?

Immediate family members (parents, children, spouses) can take out insurance on their behalf, but the agent needs to prove the relationship with the owner, the husband and wife need to provide marriage certificates, and others need to provide household registration books.

Is the company's auto insurance the same?

Enterprises and institutions have the following points:

1. When transferring money between companies, you need to ensure that: Applicant = Payer (name of company-to-company payment account).

2, government vehicles, insurance premiums by the financial unified allocation.

3. Individual industrial and commercial households can use the operator's account on the business license to pay the fees.

Of course, there are other situations that need attention, such as the establishment of a new company, the change of company name, the entrustment of company customers, the closing of the account of the insured unit, and subordinate units.

What if the above conditions are not met?

In principle, do not meet the above requirements to double record. Specific to the local motor vehicle insurer real-name payment, insurance SMS verification of the actual operating points shall prevail.

What does SMS verification mean?

If the applicant is a natural person, the insurance company should push the "insurance confirmation code" to the mobile phone number reserved by the applicant before issuing the bill, and the payment can only be made after a single person enters. Each number can be pushed up to five times a year. "

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