Hello, how long will the loan from Ping An Bank arrive?

1. Hello, how long will the loan from Ping An Bank arrive?

It takes three to five days. It takes three to five days for Ping An to get an account loan. 65,438+00,000-65,438+05,000, free of mortgage and guarantee. The loan speed is fast: 65,438+0-3 working days (depending on the customer's information integrity, professional status and other factors), but the premium is quite high. Take the loan 10000 yuan as an example, the premium alone will take 26438+0 years. Prepare all the information required for the insurance policy, including the original personal identity card (if the applicant and the insured are not the same person, the original identity card of the insured should also be prepared), the original policy, and the information specified by the bank and life insurance company, and apply for a loan at the counter of the life insurance company. Counter staff accept applications and review information. After approval, the insurance company determines the loan amount and signs a loan contract with the borrower. After the contract is signed, the insurance policy is left to the insurance company as collateral, and the insurance company issues loans. China Ping An launched personal or family consumption loan business guaranteed by insurance companies. This loan model does not need mortgage, but it needs to be audited by an insurance company with repayment ability, which is equivalent to Ping An Group's guarantee. The lender shall pay the insurance premium to Ping An Group in one lump sum after obtaining the loan, and deduct the bank interest and monthly repayment amount regularly every month. As we all know, it is impossible to borrow money from banks without collateral, and Ping An Group's new "credit guarantee insurance" has solved this problem. Lenders don't have collateral, and banks worry that customers can't pay back their money and can't control their risks. So the bank handed over the risk management to Ping An, and Ping An would check the customer information. Ping An will sign a "credit guarantee insurance" policy with customers if it is determined that the applicant has sufficient repayment ability after examination. Customers with credit insurance, with Ping An Group as the credit guarantee, can directly bring the credit policy to the cooperative bank to sign a "personal consumption loan" contract. After the contract is signed, the cooperative bank will lend money to the applicant on the date stipulated in the contract.

2. When will Ping An Bank issue student loans?

Ping An Bank's student loan will be issued around June 1 1. Generally, the arrival time of student loans is about 1 1 month, but there will be some differences in different places. Based on the actual arrival time, after successfully applying for the student loan, the bank will generally release the loan funds to the Alipay account generated when the student applies for the loan in the current year from 10 to1month. After the student loan is successfully applied, the bank will generally pay the loan funds to the Alipay account generated when the student applies for the loan from June 10 to June 1 1 (the student loan will usually arrive in the middle of June 10, and the student loan will generally arrive in June 1 1. After the loan funds arrive, the bank will also send a message to inform the customer.

3. How long can Ping An Bank loan come down?

First, you need to make sure that all the information you need is ready.

So have you been checked by the other party?

If it has been completed, you should know the answer within 3 days, and you can sign a loan as soon as you have the result. The longest time limit is one day.